# OB-AIS-002 — Minimum data for the AISP

> The AISP receives at least the account identifier, the account holder's name, the currencies, the balance, and payment-instrument transactions not yet charged to the account if the customer interface shows them.

- Article: PSR 36(3)
- Who is bound: ASPSP
- Who it is for: API, Product
- Application: 21 months after entry into force, the general application date (Article 112).
- Level 2: No EBA mandate covers this obligation.
- Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.

## STET 1.6.3: Covered

STET carries the IBAN and currency in `accountId`, the holders in `GET /accounts/{id}/owners` since 1.5.0, the balances, and pending transactions with status `PDNG`. The `accountId` field is still optional in the schema, while the text makes the identifier mandatory.

- <https://openfinanceguide.com/en/stet/1.6.3/endpoints/aisp/accounts-get>
- <https://openfinanceguide.com/en/stet/1.6.3/endpoints/aisp/accounts-owners-get>
- <https://openfinanceguide.com/en/stet/1.6.3/endpoints/aisp/accounts-balances-get>
- <https://openfinanceguide.com/en/stet/1.6.3/endpoints/aisp/accounts-transactions-get>

## Sources

- [Council doc. 8221/26, page 244](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=244)

Checked on 2026-10-04. https://openfinanceguide.com/en/dsp3/obligations/ob-ais-002