# OB-DB-009 — Neutral dashboard, no deceptive design

> The dashboard is easy to find, its content is clear and neutral, and the ASPSP neither prompts the user to withdraw nor designs the screen to steer the user's choices.

- Article: PSR 43(3)
- Who is bound: ASPSP
- Who it is for: Product, Compliance
- Application: 21 months after entry into force, the general application date (Article 112).
- Level 2: No EBA mandate covers this obligation.
- Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.

## STET 1.6.3: Out of spec

The requirement concerns the bank's screen, not the API.


## Sources

- [Council doc. 8221/26, page 259](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=259)

Checked on 2026-10-04. https://openfinanceguide.com/en/dsp3/obligations/ob-db-009