# OB-IF-018 — TPP requests treated like the customer's own

> The ASPSP treats a payment order sent through a PISP like one placed directly by the payer, in particular as to timing, priority and charges, and an AISP's data request like the user's own request in the customer interface.

- Article: PSR 40(c) (See also PSR 41(1)(b))
- Who is bound: ASPSP
- Who it is for: Operations, Compliance
- Application: 21 months after entry into force, the general application date (Article 112).
- Level 2: No EBA mandate covers this obligation.
- Origin: PSD2, Art. 66(4)(c), 67(3)(b)

Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.

## STET 1.6.3: Out of spec

This is about how the bank processes requests, which the specification does not settle.


## Sources

- [Council doc. 8221/26, page 254](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=254)
- [Council doc. 8221/26, page 255](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=255)

Checked on 2026-10-04. https://openfinanceguide.com/en/dsp3/obligations/ob-if-018