# OB-OBS-013 — No contract required for the baseline

> No one may make AIS and PIS conditional on a contract with the ASPSP, and a multilateral scheme may not be the only way to reach the data the Regulation covers.

- Article: PSR 34
- Who is bound: ASPSP, AISP, PISP
- Who it is for: Compliance, Product
- Application: 21 months after entry into force, the general application date (Article 112).
- Level 2: No EBA mandate covers this obligation.
- Origin: PSD2, Art. 66(5), 67(4)

Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.

## STET 1.6.3: Out of spec

This is a contractual matter. Recitals 55 and 56 allow paid premium APIs beyond the baseline.


## Sources

- [Council doc. 8221/26, page 237](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=237)
- [Council doc. 8221/26, page 44](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=44)
- [Council doc. 8221/26, page 45](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=45)

Checked on 2026-10-04. https://openfinanceguide.com/en/dsp3/obligations/ob-obs-013