# OB-PIS-002 — Single payment

> The interface lets the PISP initiate a single payment.

- Article: PSR 36(4)(b)
- Who is bound: ASPSP
- Who it is for: API
- Application: 21 months after entry into force, the general application date (Article 112).
- Level 2: No EBA mandate covers this obligation.
- Origin: PSD2, Art. 66(1)

Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.

## STET 1.6.3: Covered

The PISP sends `POST /payment-requests` with a single instruction, which the user confirms by authenticating at the bank.

- <https://openfinanceguide.com/en/stet/1.6.3/endpoints/pisp/payment-requests-post>

## Sources

- [Council doc. 8221/26, page 244](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=244)

Checked on 2026-10-04. https://openfinanceguide.com/en/dsp3/obligations/ob-pis-002