# OB-SCA-005 — RTS on open communication standards

> The EBA drafts, for submission one year after entry into force, the technical standards on common and secure open standards of communication between ASPSPs, PISPs, AISPs and other providers for identification, authentication, notification and information, with supplementary provisions on dedicated interfaces.

- Article: PSR 89(1)(e) (See also PSR 89(1)(f))
- Who is bound: EBA
- Who it is for: Compliance, API
- Application: From the Regulation's entry into force (Article 112).
- Level 2: RTS under Article PSR 89(1)(e), draft due at T + 12 months.
- Origin: PSD2, Art. 98(1)(d)

Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.

## STET 1.6.3: Out of spec

This RTS will say what a specification such as STET must carry. The EBA had published nothing as of 30 September 2026.


## Sources

- [Council doc. 8221/26, page 368](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=368)
- [Council doc. 8221/26, page 371](https://data.consilium.europa.eu/doc/document/ST-8221-2026-INIT/en/pdf#page=371)

Checked on 2026-10-04. https://openfinanceguide.com/en/dsp3/obligations/ob-sca-005