---
title: "CreditorReferenceInformation"
canonical: "https://openfinanceguide.com/en/stet/1.6.3/resources/creditor-reference-information"
edition: "STET PSD2 API 1.6.3.1"
source: "https://openfinanceguide.com/docs/stet/1.6.3/pdf/api-dsp2-stet-v1.6.3.2-openapi.yaml"
pdf: "https://openfinanceguide.com/docs/stet/1.6.3/pdf/api-dsp2-stet-v1.6.3.1-part-2-functional-model.pdf"
language: "en"
normative: "The normative text is the English PDF and OpenAPI file published by STET. This Markdown reproduces it for reading; where they differ, the PDF prevails."
license: "CC BY 3.0 FR (https://creativecommons.org/licenses/by/3.0/fr/), STET. Converted to Markdown by Open Finance Guide."
---

# CreditorReferenceInformation

Type: `object` · Kind: ISO20022

Reference information provided by the creditor to allow the identification of the underlying documents.

Fields:

- `type`, [`CodeAndIssuer`](https://openfinanceguide.com/raw/stet/1.6.3/en/resources/code-and-issuer.md)
- `reference`, `string` — Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction.
  Constraints: maxLength 35.

## Example

```json
{
  "type": {
    "code": "CD01",
    "issuer": "MyIssuer"
  },
  "reference": "CredRef56FH6"
}
```

## Used by

- `GET /accounts/{accountResourceId}/transactions` (accountsTransactionsGet)
- `POST /payment-requests/{paymentRequestResourceId}/confirmation` (paymentRequestConfirmationPost)
- `PUT /payment-requests/{paymentRequestResourceId}` (paymentRequestPut)
- `GET /payment-requests/{paymentRequestResourceId}` (paymentRequestsGet)
- `POST /payment-requests` (paymentRequestsPost)
- `GET /payment-requests/{paymentRequestResourceId}/transactions` (paymentRequestTransactionsGet)