Which kinds of account reference does the bank accept?

IBAN
The common case.
Other schemes
BANK, BBAN, COID, SREN, SRET, NIDN, and also OAUT, CPAN, MPAN, TPAN, TBAN.

In STET 1.6.3: Part 2, §4.1.1 AccountIdentification
Part 2, §4.1.6 GenericIdentification, p. 14
OpenAPIGenericIdentification AccountIdentification
Bank side: Document the schemes that can actually be used, as the spec asks. OAUT stands for an AISP token that lets a PISP that is also an AISP identify the PSU.
TPP side: Do not assume an IBAN: iban and other are both optional.

The entry as stored

{
  "id": "OPT-OPS-003",
  "edition": "1.6.3",
  "chooser": "aspsp",
  "title": {
    "fr": "Schémas d'identification de compte",
    "en": "Account identification schemes",
    "es": "Esquemas de identificación de cuenta",
    "pt-br": "Esquemas de identificação de conta"
  },
  "question": {
    "fr": "Quels types de référence de compte la banque accepte-t-elle ?",
    "en": "Which kinds of account reference does the bank accept?",
    "es": "¿Qué tipos de referencia de cuenta acepta el banco?",
    "pt-br": "Quais tipos de referência de conta o banco aceita?"
  },
  "options": [
    {
      "label": {
        "fr": "IBAN",
        "en": "IBAN",
        "es": "IBAN",
        "pt-br": "IBAN"
      },
      "text": {
        "fr": "Le cas courant.",
        "en": "The common case.",
        "es": "El caso habitual.",
        "pt-br": "O caso comum."
      }
    },
    {
      "label": {
        "fr": "Autres schémas",
        "en": "Other schemes",
        "es": "Otros esquemas",
        "pt-br": "Outros esquemas"
      },
      "text": {
        "fr": "`BANK`, `BBAN`, `COID`, `SREN`, `SRET`, `NIDN`, et aussi `OAUT`, `CPAN`, `MPAN`, `TPAN`, `TBAN`.",
        "en": "`BANK`, `BBAN`, `COID`, `SREN`, `SRET`, `NIDN`, and also `OAUT`, `CPAN`, `MPAN`, `TPAN`, `TBAN`.",
        "es": "`BANK`, `BBAN`, `COID`, `SREN`, `SRET`, `NIDN`, y también `OAUT`, `CPAN`, `MPAN`, `TPAN`, `TBAN`.",
        "pt-br": "`BANK`, `BBAN`, `COID`, `SREN`, `SRET`, `NIDN`, e também `OAUT`, `CPAN`, `MPAN`, `TPAN`, `TBAN`."
      }
    }
  ],
  "stet": {
    "sections": [
      {
        "part": "functional-model",
        "section": "4.1.1"
      },
      {
        "part": "functional-model",
        "section": "4.1.6",
        "page": 14
      }
    ],
    "openapi": [
      "GenericIdentification",
      "AccountIdentification"
    ],
    "flows": [],
    "changes": [],
    "remark": null
  },
  "aspsp": {
    "fr": "Documenter les schémas réellement utilisables, comme la spec le demande. `OAUT` désigne un token AISP qui permet à un PISP également AISP d'identifier le PSU.",
    "en": "Document the schemes that can actually be used, as the spec asks. `OAUT` stands for an AISP token that lets a PISP that is also an AISP identify the PSU.",
    "es": "Documentar los esquemas realmente utilizables, como pide la especificación. `OAUT` designa un token AISP que permite a un PISP que también es AISP identificar al PSU.",
    "pt-br": "Documentar os esquemas realmente utilizáveis, como a especificação pede. `OAUT` designa um token AISP que permite a um PISP que também é AISP identificar o PSU."
  },
  "tpp": {
    "fr": "Ne pas supposer d'IBAN : `iban` et `other` sont tous deux optionnels.",
    "en": "Do not assume an IBAN: `iban` and `other` are both optional.",
    "es": "No suponer que hay IBAN: `iban` y `other` son ambos opcionales.",
    "pt-br": "Não supor IBAN: `iban` e `other` são ambos opcionais."
  },
  "regulation": null,
  "note": null,
  "production": null,
  "verifiedAt": "2026-10-19"
}

All options

The options