OPT-PIS-011Bank's choicePayment initiation

Remittance information

Which remittance information does the bank accept?

The options

  • Unstructured

    One occurrence at most.

  • Structured

    One occurrence at most.

  • Both

    They can coexist.

Bank side
Each implementation can add a pattern to restrict the character set. Whether it is structured or not depends on local rules.
TPP side
Check the bank's pattern. The ACWC status can signal remittance information that was not passed on.

Entry checked on October 19, 2026.

Based on the STET PSD2 API 1.6.3 specification, licensed CC BY 3.0 FR.

The entry as stored
{
  "id": "OPT-PIS-011",
  "edition": "1.6.3",
  "chooser": "aspsp",
  "title": {
    "fr": "Informations de remise",
    "en": "Remittance information",
    "es": "Información de remesa",
    "pt-br": "Informações de remessa"
  },
  "question": {
    "fr": "Quelles informations de remise la banque accepte-t-elle ?",
    "en": "Which remittance information does the bank accept?",
    "es": "¿Qué información de remesa acepta el banco?",
    "pt-br": "Quais informações de remessa o banco aceita?"
  },
  "options": [
    {
      "label": {
        "fr": "Non structurée",
        "en": "Unstructured",
        "es": "No estructurada",
        "pt-br": "Não estruturada"
      },
      "text": {
        "fr": "Une occurrence au plus.",
        "en": "One occurrence at most.",
        "es": "Una ocurrencia como máximo.",
        "pt-br": "No máximo uma ocorrência."
      }
    },
    {
      "label": {
        "fr": "Structurée",
        "en": "Structured",
        "es": "Estructurada",
        "pt-br": "Estruturada"
      },
      "text": {
        "fr": "Une occurrence au plus.",
        "en": "One occurrence at most.",
        "es": "Una ocurrencia como máximo.",
        "pt-br": "No máximo uma ocorrência."
      }
    },
    {
      "label": {
        "fr": "Les deux",
        "en": "Both",
        "es": "Ambas",
        "pt-br": "Ambas"
      },
      "text": {
        "fr": "Elles peuvent coexister.",
        "en": "They can coexist.",
        "es": "Pueden coexistir.",
        "pt-br": "Elas podem coexistir."
      }
    }
  ],
  "stet": {
    "sections": [
      {
        "part": "functional-model",
        "section": "4.1.4",
        "page": 11
      }
    ],
    "openapi": [
      "RemittanceInformation"
    ],
    "flows": [],
    "changes": [],
    "remark": null
  },
  "aspsp": {
    "fr": "Chaque implémentation peut ajouter un pattern pour restreindre le jeu de caractères. Structurée ou non dépend des règles locales.",
    "en": "Each implementation can add a pattern to restrict the character set. Whether it is structured or not depends on local rules.",
    "es": "Cada implementación puede añadir un pattern para restringir el juego de caracteres. Que sea estructurada o no depende de las reglas locales.",
    "pt-br": "Cada implementação pode acrescentar um pattern para restringir o conjunto de caracteres. Usar a forma estruturada ou não depende das regras locais."
  },
  "tpp": {
    "fr": "Vérifier le pattern de la banque. Le statut `ACWC` peut signaler une remise non transmise.",
    "en": "Check the bank's pattern. The `ACWC` status can signal remittance information that was not passed on.",
    "es": "Comprobar el pattern del banco. El estado `ACWC` puede indicar que la información de remesa no se transmitió.",
    "pt-br": "Verificar o pattern do banco. O status `ACWC` pode sinalizar uma informação de remessa não transmitida."
  },
  "regulation": null,
  "note": null,
  "production": null,
  "verifiedAt": "2026-10-19"
}