OPT-PIS-013Bank's choiceregulatedPayment initiation

Payment status tracking

For how long and in what form can a payment's status be retrieved?

The options

  • 30 days

    The minimum set by the spec.

  • More

    According to the bank's rules.

  • Transactions endpoint

    GET /payment-requests/{id}/transactions, optional, signalled by a transactions link.

Bank side
The bank can suggest when to come back with nextStatusRequestHint, and provide cancellableTill, acceptanceDateTime, debtorDecisionDate and investigationStatus. It chooses which intermediate statuses it uses from those in the spec.
TPP side
Accept every listed status, since the spec does not say which ones a bank must use. Without cancellableTill, infer from the status whether the payment can still be cancelled: ACTC and PDNG can be, ACSP and ACSC cannot.
Regulation

The bank must give the PISP the information on initiation and execution immediately after receiving the order (Article 36(1)(b) of the RTS), but is not required to send updates afterwards (Q&A 2019_4601 and 2024_7261).

Texts cited

Entry checked on October 19, 2026.

Based on the STET PSD2 API 1.6.3 specification, licensed CC BY 3.0 FR.

The entry as stored
{
  "id": "OPT-PIS-013",
  "edition": "1.6.3",
  "chooser": "aspsp",
  "title": {
    "fr": "Suivi du statut d'un paiement",
    "en": "Payment status tracking",
    "es": "Seguimiento del estado de un pago",
    "pt-br": "Acompanhamento do status de um pagamento"
  },
  "question": {
    "fr": "Combien de temps et sous quelle forme le statut d'un paiement reste-t-il consultable ?",
    "en": "For how long and in what form can a payment's status be retrieved?",
    "es": "¿Durante cuánto tiempo y de qué forma puede consultarse el estado de un pago?",
    "pt-br": "Por quanto tempo e de que forma o status de um pagamento continua disponível para consulta?"
  },
  "options": [
    {
      "label": {
        "fr": "30 jours",
        "en": "30 days",
        "es": "30 días",
        "pt-br": "30 dias"
      },
      "text": {
        "fr": "Le minimum fixé par la spec.",
        "en": "The minimum set by the spec.",
        "es": "El mínimo que fija la especificación.",
        "pt-br": "O mínimo fixado pela especificação."
      }
    },
    {
      "label": {
        "fr": "Davantage",
        "en": "More",
        "es": "Más tiempo",
        "pt-br": "Mais"
      },
      "text": {
        "fr": "Selon les règles de la banque.",
        "en": "According to the bank's rules.",
        "es": "Según las reglas del banco.",
        "pt-br": "Conforme as regras do banco."
      }
    },
    {
      "label": {
        "fr": "Endpoint des transactions",
        "en": "Transactions endpoint",
        "es": "Endpoint de transacciones",
        "pt-br": "Endpoint de transações"
      },
      "text": {
        "fr": "`GET /payment-requests/{id}/transactions`, optionnel, signalé par un lien `transactions`.",
        "en": "`GET /payment-requests/{id}/transactions`, optional, signalled by a `transactions` link.",
        "es": "`GET /payment-requests/{id}/transactions`, opcional, indicado por un enlace `transactions`.",
        "pt-br": "`GET /payment-requests/{id}/transactions`, opcional, sinalizado por um link `transactions`."
      }
    }
  ],
  "stet": {
    "sections": [
      {
        "part": "functional-model",
        "section": "4.13.3",
        "page": 61
      },
      {
        "part": "functional-model",
        "section": "4.16",
        "page": 67
      }
    ],
    "openapi": [
      "GET /payment-requests/{paymentRequestResourceId}",
      "GET /payment-requests/{paymentRequestResourceId}/transactions"
    ],
    "flows": [],
    "changes": [],
    "remark": null
  },
  "aspsp": {
    "fr": "La banque peut suggérer quand revenir avec `nextStatusRequestHint`, et fournir `cancellableTill`, `acceptanceDateTime`, `debtorDecisionDate` et `investigationStatus`. Elle choisit les statuts intermédiaires qu'elle utilise parmi ceux de la spec.",
    "en": "The bank can suggest when to come back with `nextStatusRequestHint`, and provide `cancellableTill`, `acceptanceDateTime`, `debtorDecisionDate` and `investigationStatus`. It chooses which intermediate statuses it uses from those in the spec.",
    "es": "El banco puede sugerir cuándo volver a consultar con `nextStatusRequestHint`, y proporcionar `cancellableTill`, `acceptanceDateTime`, `debtorDecisionDate` e `investigationStatus`. Elige los estados intermedios que usa entre los de la especificación.",
    "pt-br": "O banco pode sugerir quando consultar de novo com `nextStatusRequestHint`, e fornecer `cancellableTill`, `acceptanceDateTime`, `debtorDecisionDate` e `investigationStatus`. Ele escolhe os status intermediários que usa entre os previstos na especificação."
  },
  "tpp": {
    "fr": "Accepter tous les statuts listés, puisque la spec ne dit pas lesquels une banque doit utiliser. Sans `cancellableTill`, estimer l'annulabilité par le statut : `ACTC` et `PDNG` peuvent être annulés, `ACSP` et `ACSC` non.",
    "en": "Accept every listed status, since the spec does not say which ones a bank must use. Without `cancellableTill`, infer from the status whether the payment can still be cancelled: `ACTC` and `PDNG` can be, `ACSP` and `ACSC` cannot.",
    "es": "Aceptar todos los estados listados, ya que la especificación no dice cuáles debe usar un banco. Sin `cancellableTill`, deducir del estado si el pago se puede cancelar: `ACTC` y `PDNG` pueden cancelarse, `ACSP` y `ACSC` no.",
    "pt-br": "Aceitar todos os status listados, já que a especificação não diz quais um banco deve usar. Sem `cancellableTill`, estimar pelo status se o pagamento ainda pode ser cancelado: `ACTC` e `PDNG` podem ser cancelados, `ACSP` e `ACSC` não."
  },
  "regulation": {
    "text": {
      "fr": "La banque doit donner au PISP les informations sur l'initiation et l'exécution immédiatement après réception de l'ordre (art. 36(1)(b) des RTS), mais n'est pas tenue d'envoyer des mises à jour ensuite (Q&A 2019_4601 et 2024_7261).",
      "en": "The bank must give the PISP the information on initiation and execution immediately after receiving the order (Article 36(1)(b) of the RTS), but is not required to send updates afterwards (Q&A 2019_4601 and 2024_7261).",
      "es": "El banco debe dar al PISP la información sobre la iniciación y la ejecución inmediatamente después de recibir la orden (art. 36(1)(b) de las RTS), pero no está obligado a enviar actualizaciones después (Q&A 2019_4601 y 2024_7261).",
      "pt-br": "O banco deve fornecer ao PISP as informações sobre a iniciação e a execução imediatamente após o recebimento da ordem (art. 36(1)(b) das RTS), mas não é obrigado a enviar atualizações depois (Q&A 2019_4601 e 2024_7261)."
    },
    "sources": [
      {
        "act": "rts",
        "ref": "art. 36(1)(b)"
      },
      {
        "act": "eba-qa",
        "ref": "2019_4601"
      },
      {
        "act": "eba-qa",
        "ref": "2024_7261"
      }
    ]
  },
  "note": null,
  "production": null,
  "verifiedAt": "2026-10-19"
}