ofOpen Finance Guide
GlossaireSTETBlogContact
Spécification
  • 1Introduction
  • 2Business Model
  • 3Prerequisites and technical details
Référence API
  • Client registration
    • POSTregister
    • DELregister
    • GETregister
    • PUTregister
  • AISP
    • GETaccounts
    • GETbalances
    • GEToverdrafts
    • GETowners
    • GETtransactions
    • PUTconsents
    • GETend user identity
    • GETtrusted beneficiaries
  • PISP
    • POSTpayment requests
    • GETpayment requests
    • PUTpayment requests
    • POSTconfirmation
    • GETtransactions
  • CBPII
    • POSTfunds confirmations
Exemples
  • 6.1PSU Context Retrieval
  • 6.2Consent Forwarding
  • 6.3PSU identification Retrieval
  • 6.4Account Owners Identities Retrieval
  • 6.5Account Balances Retrieval
  • 6.6Account Overdrafts Retrieval
  • 6.7Account Transactions Retrieval
  • 6.8Trusted Beneficiaries Retrieval
  • 7.1Account Amount Coverage Check
  • 8.1Payment Request with multiple instructions having different execution dates
  • 8.2Payment Request with multiple instructions having different beneficiaries
  • 8.3Standing Orders Request
Journal des modifications
  • Journal des modifications
  1. Accueil
  2. STET 1.5.0.43
  3. Flux
  4. 8.2. Payment Request with multiple instructions having different beneficiaries

8.2. Payment Request with multiple instructions having different beneficiaries

8.2.1. Payment Request Submission

8.2.1.1. Request

POST http://localhost:18080/v1/payment-requests?ui_locales=

Headers

content-length: 2529

Body

{

"paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2020-10-26T08:55:43.655667+01:00", "numberOfTransactions" : 2,

"initiatingParty" : {

"name" : "MyPreferredPisp",

"postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR"

"paymentTypeInformation" : { "serviceLevel" : "SEPA", "localInstrument" : "INST", "categoryPurpose" : "CASH" "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ"

}

},

"chargeBearer" : "SLEV",

"creditTransferTransaction" : [ {

"paymentId" : {

"instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "requestedExecutionDate" : "2020-10-26T08:55:43.655718+01:00", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : {

"unstructured" : [ "MyRemittanceInformation" ]

} }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "requestedExecutionDate" : "2020-10-26T08:55:43.655718+01:00", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ]

} } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" } }

8.2.1.2. Response

Status code: 201

Headers

X-Request-Id: 6675ba6b-7b0d-4afd-a4b9-f4823c99b284 location: /v1/payment-requests/payment-request_rsc2394 Keep-Alive: timeout=60 Connection: keep-alive

8.2.1.3. Body
{
  "appliedAuthenticationApproach": "REDIRECT",
  "_links": {
    "consentApproval": {
      "href": "https://psd2.aspsp/consent-approval"
    }
  }
}

8.2.2. Payment Request Retrieval

8.2.2.1. Request
GET http://localhost:18080/v1/payment-requests/payment-request_rsc2394 
 
No specific headers 
 
No body data
8.2.2.2. Response
Status code: 200 
 
Headers
X-Request-Id: bb44f410-3cc7-4e4a-b885-d7edc62dd27d
Keep-Alive: timeout=60
Connection: keep-alive
8.2.2.3. Body

Note: this body was extracted from a PDF that lost some structural separators (braces / commas). Refer to the source PDF for the canonical JSON.

{ 
 
"paymentRequest" : { 
 
"resourceId" : "payment-request_rsc2394", 
 
"paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2020-10-26T07:55:43.655667Z", 
 
"numberOfTransactions" : 2, 
 
"initiatingParty" : { 
 
"name" : "MyPreferredPisp", 
 
"postalAddress" : { 
 
"country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { 
 
"identification" : "12FR5", 
 
"schemeName" : "COID", "issuer" : "ACPR","paymentTypeInformation" : { 
 
"serviceLevel" : "SEPA", "localInstrument" : "INST", "categoryPurpose" : "CASH","debtor" : { 
 
"name" : "MyCustomer", 
 
"postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "chargeBearer" : "SLEV", "paymentInformationStatus" : "PDNG", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "resourceId" : "transaction_rsc2395", "requestedExecutionDate" : "2020-10-26T07:55:43.655718Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, 
 
"ultimateCreditor" : { 
 
"name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "PDNG" }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "resourceId" : "transaction_rsc2396", "requestedExecutionDate" : "2020-10-26T07:55:43.655718Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } 
 
}, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "PDNG" } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" } }, "_links" : { "request" : { "href" : "/v1/payment-requests/payment-request_rsc2394" }, "confirmation" : { "href" : "/v1/payment-requests/payment-request_rsc2394/confirmation" } } }

8.2.3. Payment Request Confirmation

8.2.3.1. Request
POST http://localhost:18080/v1/payment-requests/payment-request_rsc2394/confirmation

Headers

content-length: 22

Body

{

"nonce" : "Nonce56fdd"

}

8.2.3.2. Response
Status code: 200 
 
Headers
X-Request-Id: 0314c734-8150-42c4-a8d0-7560d3eee11f
Keep-Alive: timeout=60
Connection: keep-alive
8.2.3.3. Body

Note: this body was extracted from a PDF that lost some structural separators (braces / commas). Refer to the source PDF for the canonical JSON.

{ 
 
"paymentRequest" : { 
 
"resourceId" : "payment-request_rsc2394", 
 
"paymentInformationId" : "MyPmtInfId", 
 
"creationDateTime" : "2020-10-26T07:55:43.655667Z", 
 
"numberOfTransactions" : 2, 
 
"initiatingParty" : { 
 
"name" : "MyPreferredPisp", 
 
"postalAddress" : { 
 
"country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { 
 
"identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" 
 
}, 
 
"paymentTypeInformation" : { 
 
"serviceLevel" : "SEPA", 
 
"localInstrument" : "INST", "categoryPurpose" : "CASH" }, "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "chargeBearer" : "SLEV", "paymentInformationStatus" : "ACSC", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "resourceId" : "transaction_rsc2395", "requestedExecutionDate" : "2020-10-26T07:55:43.655718Z", "appliedExecutionDate" : "2020-10-26T07:55:43.942774Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, "privateId" : { "identification" : "852126789", 
 
"schemeName" : "SIREN", 
 
"issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "ACSC" }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "resourceId" : "transaction_rsc2396", "requestedExecutionDate" : "2020-10-26T07:55:43.655718Z", "appliedExecutionDate" : "2020-10-26T07:55:43.942891Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" }, 
 
"privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "CASH", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "ACSC" } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "appliedAuthentication" : "strongAuthentication", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" } }, "_links" : { "request" : { "href" : "/v1/payment-requests/payment-request_rsc2394" } } }
Précédent8.1. Payment Request with multiple instructions having different execution datesExemplesSuivant8.3. Standing Orders RequestExemples

Source

Official STET specification, mirrored under CC BY 3.0 FR.

§ 8.2 · PDF p. 46

Citer & partager

§ 8.2 · PDF p. 46

Suit la section que vous lisez.

Ouvrir le PDF original
ofOpen Finance Guide
De la spec à l'implémentation.

Spécifications, glossaire et références open banking.

Navigation
  • Glossaire
  • STET
  • Blog
  • Contact
Légal
  • Mentions légales
  • Politique de confidentialité
  • Politique relative aux cookies

© 2026 Open Finance Guide.

Maintenu par Tancrède Simonin · Contenu sous licence CC BY-SA 4.0.