OB-DB-005PSR 43(2)(d)Consent dashboard

Two-year history

What the text fixes

The dashboard keeps a record of withdrawn or expired consents for two years.

Article: PSR 43(2)(d)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: Product, Operations
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Out of spec

Retention is handled on the bank's side.

Sources

Council doc. 8221/26, page 258

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-DB-005",
  "article": "PSR 43(2)(d)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "product",
    "infra"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Historique de deux ans",
    "en": "Two-year history",
    "es": "Historial de dos años",
    "pt-br": "Histórico de dois anos"
  },
  "level1": {
    "fr": "Le tableau de bord garde pendant deux ans la trace des consentements retirés ou expirés.",
    "en": "The dashboard keeps a record of withdrawn or expired consents for two years.",
    "es": "El panel conserva durante dos años el registro de los consentimientos retirados o caducados.",
    "pt-br": "O painel guarda por dois anos o registro dos consentimentos retirados ou expirados."
  },
  "level2": null,
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "La conservation se fait côté banque.",
        "en": "Retention is handled on the bank's side.",
        "es": "La conservación corre a cargo del banco.",
        "pt-br": "A guarda fica a cargo do banco."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 258
    }
  ],
  "verifiedAt": "2026-10-04"
}

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