OB-DB-009PSR 43(3)Consent dashboard

Neutral dashboard, no deceptive design

What the text fixes

The dashboard is easy to find, its content is clear and neutral, and the ASPSP neither prompts the user to withdraw nor designs the screen to steer the user's choices.

Article: PSR 43(3)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: Product, Compliance
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Out of spec

The requirement concerns the bank's screen, not the API.

Sources

Council doc. 8221/26, page 259

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-DB-009",
  "article": "PSR 43(3)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "product",
    "compliance"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Tableau de bord neutre, sans design trompeur",
    "en": "Neutral dashboard, no deceptive design",
    "es": "Panel neutral, sin diseño engañoso",
    "pt-br": "Painel neutro, sem design enganoso"
  },
  "level1": {
    "fr": "Le tableau de bord est facile à trouver et son contenu est clair et neutre, et l'ASPSP n'incite pas au retrait ni ne conçoit l'écran pour orienter les choix de l'utilisateur.",
    "en": "The dashboard is easy to find, its content is clear and neutral, and the ASPSP neither prompts the user to withdraw nor designs the screen to steer the user's choices.",
    "es": "El panel es fácil de encontrar y su contenido es claro y neutral, y el ASPSP no incita a la retirada ni diseña la pantalla para orientar las decisiones del usuario.",
    "pt-br": "O painel é fácil de encontrar, seu conteúdo é claro e neutro, e o ASPSP não incentiva a retirada nem desenha a tela para orientar as escolhas do usuário."
  },
  "level2": null,
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "L'exigence porte sur l'écran de la banque, pas sur l'API.",
        "en": "The requirement concerns the bank's screen, not the API.",
        "es": "La exigencia se refiere a la pantalla del banco, no a la API.",
        "pt-br": "A exigência trata da tela do banco, não da API."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 259
    }
  ],
  "verifiedAt": "2026-10-04"
}

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