OB-ENF-002PSR 48(6)Authorities and sanctions

Dedicated staff and ASPSP-TPP meetings

What the text fixes

The competent authority has dedicated staff, holds joint meetings of ASPSPs and TPPs on its own initiative, and does its best to get interface access problems solved quickly and durably.

Article: PSR 48(6) · See also PSR 48(4), PSR 48(6a)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: National authority
Who it is for: Compliance
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Out of spec

The obligation lies with the authority, not with the interface.

Sources

Council doc. 8221/26, page 272

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-ENF-002",
  "article": "PSR 48(6)",
  "alsoIn": [
    "PSR 48(4)",
    "PSR 48(6a)"
  ],
  "articleFinal": null,
  "actors": [
    "nca"
  ],
  "roles": [
    "compliance"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Personnel dédié et réunions entre ASPSP et TPP",
    "en": "Dedicated staff and ASPSP-TPP meetings",
    "es": "Personal dedicado y reuniones entre ASPSP y TPP",
    "pt-br": "Pessoal dedicado e reuniões entre ASPSPs e TPPs"
  },
  "level1": {
    "fr": "L'autorité compétente dispose de personnel dédié, réunit à son initiative ASPSP et TPP, et fait de son mieux pour que les problèmes d'accès aux interfaces soient réglés vite et durablement.",
    "en": "The competent authority has dedicated staff, holds joint meetings of ASPSPs and TPPs on its own initiative, and does its best to get interface access problems solved quickly and durably.",
    "es": "La autoridad competente cuenta con personal dedicado, reúne por iniciativa propia a ASPSP y TPP y hace todo lo posible para que los problemas de acceso a las interfaces se resuelvan con rapidez y de forma duradera.",
    "pt-br": "A autoridade competente tem pessoal dedicado, reúne por iniciativa própria ASPSPs e TPPs e faz o possível para que os problemas de acesso às interfaces sejam resolvidos de forma rápida e duradoura."
  },
  "level2": null,
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "L'obligation pèse sur l'autorité, pas sur l'interface.",
        "en": "The obligation lies with the authority, not with the interface.",
        "es": "La obligación recae en la autoridad, no en la interfaz.",
        "pt-br": "A obrigação recai sobre a autoridade, não sobre a interface."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 272
    }
  ],
  "verifiedAt": "2026-10-04"
}

All obligations Markdown version