OB-ENF-003PSR 48(7)Authorities and sanctions

TPP access data reported to the authority

What the text fixes

ASPSPs report data on AISP and PISP access to the accounts they service, the authority may ask TPPs for their data, and the EBA coordinates the monitoring and reports to the Commission every two years.

Article: PSR 48(7)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP, AISP, PISP, National authority, EBA
Who it is for: Compliance, Operations
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: RTS under Article PSR 48(8), draft due at T + 18 months.The mandate names this article.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Out of spec

The content, method and frequency of this data will come from the Article 48(8) RTS.

Sources

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-ENF-003",
  "article": "PSR 48(7)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp",
    "aisp",
    "pisp",
    "nca",
    "eba"
  ],
  "roles": [
    "compliance",
    "infra"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Données d'accès des TPP remises à l'autorité",
    "en": "TPP access data reported to the authority",
    "es": "Datos de acceso de los TPP remitidos a la autoridad",
    "pt-br": "Dados de acesso dos TPPs enviados à autoridade"
  },
  "level1": {
    "fr": "Les ASPSP remettent à l'autorité des données sur l'accès des AISP et des PISP aux comptes, l'autorité peut demander leurs données aux TPP, et l'EBA coordonne ce suivi et fait rapport tous les deux ans à la Commission.",
    "en": "ASPSPs report data on AISP and PISP access to the accounts they service, the authority may ask TPPs for their data, and the EBA coordinates the monitoring and reports to the Commission every two years.",
    "es": "Los ASPSP remiten a la autoridad datos sobre el acceso de los AISP y los PISP a las cuentas, la autoridad puede pedir sus datos a los TPP y la EBA coordina este seguimiento e informa a la Comisión cada dos años.",
    "pt-br": "Os ASPSPs enviam à autoridade dados sobre o acesso de AISPs e PISPs às contas, a autoridade pode pedir os dados dos TPPs e a EBA coordena esse acompanhamento e informa a Comissão a cada dois anos."
  },
  "level2": {
    "mandate": "PSR 48(8)",
    "instrument": "rts",
    "deadline": "T+18",
    "link": "named"
  },
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "Le contenu, la méthode et la fréquence de ces données viendront du RTS de l'article 48(8).",
        "en": "The content, method and frequency of this data will come from the Article 48(8) RTS.",
        "es": "El contenido, el método y la periodicidad de estos datos los fijarán las RTS del artículo 48(8).",
        "pt-br": "O conteúdo, o método e a periodicidade desses dados serão fixados pelas RTS do artigo 48(8)."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 273
    },
    {
      "document": "8221/26",
      "page": 274
    }
  ],
  "verifiedAt": "2026-10-04"
}

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