Halobject

HalBeneficiaries

HYPERMEDIA structure used for returning the list of the whitelisted beneficiaries

Fields (2)

  • beneficiariesarray<Beneficiary>required

    List of trusted beneficiaries

    Item: Beneficiary

    Specification of a beneficiary

    • workspaceWorkspace

      Some ASPSP may provide different user workspaces that can be accessed by the same authenticated PSU. In this case, the AISP is able to retrieve the different pieces of account information by specifying the relevant workspace as a QUERY parameter. Identification of the workspace to be used when processing the request. If not present, the default workspace to be used is the one that is linked to the authentication processed during the OAuth2 access token request.

      Schema: Workspace

      Some ASPSP may provide different user workspaces that can be accessed by the same authenticated PSU. In this case, the AISP is able to retrieve the different pieces of account information by specifying the relevant workspace as a QUERY parameter. Identification of the workspace to be used when processing the request. If not present, the default workspace to be used is the one that is linked to the authentication processed during the OAuth2 access token request.

      • identificationstringrequired

        identification of the workspace to be used as an optional query parameter for some AISP queries

        Constraints: maxLength: 32

      • labelstringrequired

        textual description of the workspace as specified by the ASPSP in relationship wth the PSU

        Constraints: maxLength: 128

    • idstring

      Id of the beneficiary

      Constraints: pattern: `^([a-zA-Z0-9 /\-?:\()\.,']{1,36})$`

    • isTrustedboolean

      The ASPSP having not implemented the trusted beneficiaries list must not set this flag.

      The ASPSP having not implemented the trusted beneficiaries list must not set this flag. Otherwise, the ASPSP indicates whether or not the beneficiary was registered by the PSU within the trusted beneficiaries list.

      • true: the beneficiary is actually a trusted beneficiary
      • false: the beneficiary is not a trusted beneficiary
    • creditorAgentFinancialInstitutionIdentification

      ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

      Schema: FinancialInstitutionIdentification

      ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

      • bicFistringrequired

        ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".

        ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".

        Constraints: pattern: `^[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}$`

      • clearingSystemMemberIdClearingSystemMemberIdentification

        ISO20022: Information used to identify a member within a clearing system.

        Schema: ClearingSystemMemberIdentification

        ISO20022: Information used to identify a member within a clearing system. API: to be used for some specific international credit transfers in order to identify the beneficiary bank

        • clearingSystemIdstringrequired

          ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.

          ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.

          Constraints: maxLength: 35

        • memberIdstringrequired

          ISO20022: Identification of a member of a clearing system.

          ISO20022: Identification of a member of a clearing system.

          Constraints: maxLength: 35

      • leiLeiIdentification

        Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".

        Schema: LeiIdentification

        Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".

        Type: string

        Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

      • namestring

        Name of the financial institution

        Constraints: maxLength: 140

      • postalAddressPostalAddress

        ISO20022: Information that locates and identifies a specific address, as defined by postal services.

        Schema: PostalAddress

        ISO20022: Information that locates and identifies a specific address, as defined by postal services.

        • addressTypestringenum · 6

          ISO20022: Identifies the nature of the postal address.

          ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

          CodeNameDescription
          BIZZ
          BusinessAddress is the business address
          DLVY
          DeliveryAddress is the address to which delivery is to take place
          MLTO
          Mail ToAddress is the address to which mail is sent
          PBOX
          PO BoxAddress is is a postal office (PO) box
          ADDR
          PostalAddress is the complete postal address
          HOME
          HomeAddress is the home address
        • departmentstring

          ISO20022: Identification of a division of a large organisation or building.

          ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 70

        • subDepartmentstring

          ISO20022: Identification of a sub-division of a large organisation or building.

          ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 70

        • streetNamestring

          ISO20022: Name of a street or thoroughfare.

          ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 70

        • buildingNumberstring

          ISO20022: Number that identifies the position of a building on a street.

          ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 16

        • buildingNamestring

          ISO20022: Name of the building or house.

          ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 16

        • postCodestring

          ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.

          ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 16

        • townNamestring

          ISO20022: Name of a built-up area, with defined boundaries, and a local government.

          ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 35

        • countrySubDivisionstring

          ISO20022: Identifies a subdivision of a country such as state, region, county.

          ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 35

        • countrystringrequired

          ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.

          ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.

          Constraints: pattern: `^([A-Z]{2,2})$`

        • addressLinearray<string>

          Unstructured address. The lines must embed zip code and town name.

          Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.

          Type: array<string>

          Item: Address line

          Item constraints: maxLength: 70

    • creditorPartyIdentificationrequired

      API : Description of a Party which can be either a person or an organization.

      Schema: PartyIdentification

      API : Description of a Party which can be either a person or an organization.

      • namestringrequired

        ISO20022: Name by which a party is known and which is usually used to identify that party.

        ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.

        Constraints: maxLength: 140

      • dateAndPlaceOfBirthDateAndPlaceOfBirth

        Date and place of birth of a person.

        Schema: DateAndPlaceOfBirth

        Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.

        • birthDatestring (date)ISO 8601required

          Date on which a person is born.

        • cityOfBirthstringrequired

          City where a person was born.

          Constraints: maxLength: 35

        • countryOfBirthstringrequired

          Country where a person was born.

          Constraints: pattern: `^[A-Z]{2,2}$`

      • postalAddressPostalAddress

        ISO20022: Information that locates and identifies a specific address, as defined by postal services.

        Schema: PostalAddress

        ISO20022: Information that locates and identifies a specific address, as defined by postal services.

        • addressTypestringenum · 6

          ISO20022: Identifies the nature of the postal address.

          ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

          CodeNameDescription
          BIZZ
          BusinessAddress is the business address
          DLVY
          DeliveryAddress is the address to which delivery is to take place
          MLTO
          Mail ToAddress is the address to which mail is sent
          PBOX
          PO BoxAddress is is a postal office (PO) box
          ADDR
          PostalAddress is the complete postal address
          HOME
          HomeAddress is the home address
        • departmentstring

          ISO20022: Identification of a division of a large organisation or building.

          ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 70

        • subDepartmentstring

          ISO20022: Identification of a sub-division of a large organisation or building.

          ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 70

        • streetNamestring

          ISO20022: Name of a street or thoroughfare.

          ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 70

        • buildingNumberstring

          ISO20022: Number that identifies the position of a building on a street.

          ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 16

        • buildingNamestring

          ISO20022: Name of the building or house.

          ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 16

        • postCodestring

          ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.

          ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 16

        • townNamestring

          ISO20022: Name of a built-up area, with defined boundaries, and a local government.

          ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 35

        • countrySubDivisionstring

          ISO20022: Identifies a subdivision of a country such as state, region, county.

          ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.

          Constraints: maxLength: 35

        • countrystringrequired

          ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.

          ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.

          Constraints: pattern: `^([A-Z]{2,2})$`

        • addressLinearray<string>

          Unstructured address. The lines must embed zip code and town name.

          Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.

          Type: array<string>

          Item: Address line

          Item constraints: maxLength: 70

      • contactDetailsContactDetails

        Indicates how to contact the party.

        Schema: ContactDetails

        Indicates how to contact the party.

        • phoneNumberPhoneNumber

          The collection of information which identifies a specific phone or FAX number as defined by telecom services.

          Schema: PhoneNumber

          The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).

          Type: string

          Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`

        • faxNumberPhoneNumber

          The collection of information which identifies a specific phone or FAX number as defined by telecom services.

          Schema: PhoneNumber

          The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).

          Type: string

          Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`

        • emailAddressstring

          email address of the contact

          Constraints: maxLength: 2048 · pattern: `^.+@.+$`

      • organisationIdGenericIdentification

        ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

        Schema: GenericIdentification

        ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

        • identificationstringrequired

          API: Identifier

          API: Identifier

          Constraints: maxLength: 70

        • schemeNamestringrequired

          Name of the identification scheme.

          Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

          CodeNameDescription
          BANKBankPartyIdentificationUnique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
          BBANBBANIdentifierBasic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
          COIDCountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
          SRENSIRENThe SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
          SRETSIRETThe SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
          NIDNNationalIdentityNumberNumber assigned by an authority to identify the national identity number of a person.
          Other values are also permitted, for instance:
          CodeNameDescription
          -------------------
          OAUTOAUTH2OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
          CPANCardPanCard PAN
          MPANMaskedPanCard PAN where some digits were replaced for security reason
          TPANTokenizedPanToken which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
          TBANTokenizedIBANToken which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
          Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

          Constraints: maxLength: 70

        • issuerstring

          ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

          ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

          Constraints: maxLength: 35

      • privateIdGenericIdentification

        ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

        Schema: GenericIdentification

        ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

        • identificationstringrequired

          API: Identifier

          API: Identifier

          Constraints: maxLength: 70

        • schemeNamestringrequired

          Name of the identification scheme.

          Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

          CodeNameDescription
          BANKBankPartyIdentificationUnique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
          BBANBBANIdentifierBasic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
          COIDCountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
          SRENSIRENThe SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
          SRETSIRETThe SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
          NIDNNationalIdentityNumberNumber assigned by an authority to identify the national identity number of a person.
          Other values are also permitted, for instance:
          CodeNameDescription
          -------------------
          OAUTOAUTH2OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
          CPANCardPanCard PAN
          MPANMaskedPanCard PAN where some digits were replaced for security reason
          TPANTokenizedPanToken which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
          TBANTokenizedIBANToken which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
          Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

          Constraints: maxLength: 70

        • issuerstring

          ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

          ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

          Constraints: maxLength: 35

      • leiLeiIdentification

        Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".

        Schema: LeiIdentification

        Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".

        Type: string

        Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

    • creditorAccountAccountIdentification

      Unique and unambiguous identification for the account between the account owner and the account servicer.

      Schema: AccountIdentification

      Unique and unambiguous identification for the account between the account owner and the account servicer. Card accounts must provide the identification of the card through the "other" substructure by giving, for instance, the masked PAN (MPAN). The currency used for the account, when needed, can be specified through the [currency] field.

      • workspacestring

        Workspace to which the account is linked.

        Workspace to which the account is linked. This workspace might be specified by the AISP when forwarding the consent on accounts. If not provided, the default workspace is computed from the authentication that was used for getting the OAuth2 Access Token.

        Constraints: maxLength: 32

      • ibanstring

        ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.

        ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.

        Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997-10-01, or later revisions.

        Constraints: pattern: `^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$`

      • otherGenericIdentification

        ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

        Schema: GenericIdentification

        ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

        • identificationstringrequired

          API: Identifier

          API: Identifier

          Constraints: maxLength: 70

        • schemeNamestringrequired

          Name of the identification scheme.

          Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

          CodeNameDescription
          BANKBankPartyIdentificationUnique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
          BBANBBANIdentifierBasic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
          COIDCountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
          SRENSIRENThe SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
          SRETSIRETThe SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
          NIDNNationalIdentityNumberNumber assigned by an authority to identify the national identity number of a person.
          Other values are also permitted, for instance:
          CodeNameDescription
          -------------------
          OAUTOAUTH2OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
          CPANCardPanCard PAN
          MPANMaskedPanCard PAN where some digits were replaced for security reason
          TPANTokenizedPanToken which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
          TBANTokenizedIBANToken which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
          Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

          Constraints: maxLength: 70

        • issuerstring

          ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

          ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

          Constraints: maxLength: 35

      • currencyCurrencyCodeISO 4217

        Specifies the currency of the amount or of the account.

        Schema: CurrencyCode

        Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

        Type: string

        Constraints: pattern: `^[A-Z]{3,3}$`