Halobject

HalTransactions

HYPERMEDIA structure used for returning the list of the transactions for a given account to the AISP

Fields (2)

transactionsarray<TransactionResource>required

List of transactions

Item: TransactionResource

ISO20022: Structure of a transaction.

the [charges] property provides information on the charges, pre-advised or included in the entry amount.
the [relatedParties] property specifies either the debtor or the creditor counterpart information API:
Amounts must always be set as positive values in complement with the Credit/Debit indicator.
At least expectedBookingDate or bookingDate must be provided"

resourceIdResourceId
API: Identifier assigned by the ASPSP for further use of the created resource through API calls.
Schema: ResourceId
API: Identifier assigned by the ASPSP for further use of the created resource through API calls. The API client cannot set or modify the value of this field. Since this value can be exchanged between the server and the client as an URL element or for support information, it must not contain sensitive value such as personal or business data. However it is the duty of each ASPSP to perform its own risk analysis on this topic.
Type: string
Constraints: pattern: `^([a-zA-Z0-9_ /\-?:\()\.,']{1,100})$`
entryReferencestring
Technical incremental identification of the transaction used for reconciliation by the AISP.
Technical incremental identification of the transaction used for reconciliation by the AISP. Once assigned, this value cannot be changed for the relevant transaction. It is assumed that this value is unique and thus cannot be shared by several transactions.

The reconciliation of transactions can be done by the [resourceId] or the [entryReference] field. If none of these fields cannot be provided, it is therefore suggested that the [remittanceInformation] field, once set, should not be updated afterwards. Actually the [additionalTransactionInformation] field can be used to update the details of a given transaction.
Constraints: maxLength: 40
transactionAmountAmountTyperequired
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
creditDebitIndicatorCreditDebitIndicatorrequired
Accounting flow of the amount
Schema: CreditDebitIndicator
Code Description
CRDT
Credit type amount
DBIT
Debit type amount
transactionAmountDetailsAmountAndCurrencyExchange
Provides detailed information on the original amount.
Schema: AmountAndCurrencyExchange
Provides detailed information on the original amount. The [instructedAmount] property identifies the amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party and provides currency exchange information in case the instructed amount and/or currency is/are different from the entry amount and/or currency. The [transactionAmount] property identifies the amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party and provides currency exchange information in case the instructed amount and/or currency is/are different from the entry amount and/or currency. The [cunterValueAmount] property embbeds the set of elements used to provide the countervalue amount and currency exchange information.

This can be either the counter amount quoted in an FX deal, or the result of the currency information applied to an instructed amount, before deduction of charges. The [announcedPostingAmount] property specifies the amount of money, based on terms of corporate action event and balance of underlying securities, entitled to/from the account owner.

In some situations, this amount may alternatively be called entitled amount.
- instructedAmountAmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange
  Schema: AmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange The [amount] property is the amount of money to be exchanged against another amount of money in the counter currency. The [sourceCurency] property indicates the currency from which an amount is to be converted in a currency conversion. The [targetCurrency] property indicates the currency into which an amount is to be converted in a currency conversion. The [unitCurrency] indicates the currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP. API: Amounts must always be set as positive values.
  typestring
  specifies the type of amount in case of proprietary amount
  Constraints: maxLength: 35
  amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  sourceCurrencyCurrencyCoderequired
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  targetCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  unitCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  exchangeRatenumber (float)required
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. ExchangeRate expresses the ratio between UnitCurrency and QuotedCurrency (ExchangeRate = UnitCurrency/QuotedCurrency).
  contractIdentificationstring
  Unique identification to unambiguously identify the foreign exchange contract.
  Constraints: maxLength: 35
  quotationDatestring (date)ISO 8601
  Date and time at which an exchange rate is quoted.
- transactionAmountAmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange
  Schema: AmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange The [amount] property is the amount of money to be exchanged against another amount of money in the counter currency. The [sourceCurency] property indicates the currency from which an amount is to be converted in a currency conversion. The [targetCurrency] property indicates the currency into which an amount is to be converted in a currency conversion. The [unitCurrency] indicates the currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP. API: Amounts must always be set as positive values.
  typestring
  specifies the type of amount in case of proprietary amount
  Constraints: maxLength: 35
  amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  sourceCurrencyCurrencyCoderequired
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  targetCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  unitCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  exchangeRatenumber (float)required
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. ExchangeRate expresses the ratio between UnitCurrency and QuotedCurrency (ExchangeRate = UnitCurrency/QuotedCurrency).
  contractIdentificationstring
  Unique identification to unambiguously identify the foreign exchange contract.
  Constraints: maxLength: 35
  quotationDatestring (date)ISO 8601
  Date and time at which an exchange rate is quoted.
- counterValueAmountAmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange
  Schema: AmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange The [amount] property is the amount of money to be exchanged against another amount of money in the counter currency. The [sourceCurency] property indicates the currency from which an amount is to be converted in a currency conversion. The [targetCurrency] property indicates the currency into which an amount is to be converted in a currency conversion. The [unitCurrency] indicates the currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP. API: Amounts must always be set as positive values.
  typestring
  specifies the type of amount in case of proprietary amount
  Constraints: maxLength: 35
  amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  sourceCurrencyCurrencyCoderequired
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  targetCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  unitCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  exchangeRatenumber (float)required
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. ExchangeRate expresses the ratio between UnitCurrency and QuotedCurrency (ExchangeRate = UnitCurrency/QuotedCurrency).
  contractIdentificationstring
  Unique identification to unambiguously identify the foreign exchange contract.
  Constraints: maxLength: 35
  quotationDatestring (date)ISO 8601
  Date and time at which an exchange rate is quoted.
- announcedPostingAmountAmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange
  Schema: AmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange The [amount] property is the amount of money to be exchanged against another amount of money in the counter currency. The [sourceCurency] property indicates the currency from which an amount is to be converted in a currency conversion. The [targetCurrency] property indicates the currency into which an amount is to be converted in a currency conversion. The [unitCurrency] indicates the currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP. API: Amounts must always be set as positive values.
  typestring
  specifies the type of amount in case of proprietary amount
  Constraints: maxLength: 35
  amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  sourceCurrencyCurrencyCoderequired
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  targetCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  unitCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  exchangeRatenumber (float)required
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. ExchangeRate expresses the ratio between UnitCurrency and QuotedCurrency (ExchangeRate = UnitCurrency/QuotedCurrency).
  contractIdentificationstring
  Unique identification to unambiguously identify the foreign exchange contract.
  Constraints: maxLength: 35
  quotationDatestring (date)ISO 8601
  Date and time at which an exchange rate is quoted.
- proprietaryAmountarray<AmountAndCurrencyExchangeDetails>
  Set of elements used to provide information on the original amount and currency exchange.
  Set of elements used to provide information on the original amount and currency exchange.
  Item: AmountAndCurrencyExchangeDetails
  ISO20022: details on amount and currency exchange The [amount] property is the amount of money to be exchanged against another amount of money in the counter currency. The [sourceCurency] property indicates the currency from which an amount is to be converted in a currency conversion. The [targetCurrency] property indicates the currency into which an amount is to be converted in a currency conversion. The [unitCurrency] indicates the currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP. API: Amounts must always be set as positive values.
  typestring
  specifies the type of amount in case of proprietary amount
  Constraints: maxLength: 35
  amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  sourceCurrencyCurrencyCoderequired
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  targetCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  unitCurrencyCurrencyCode
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
  exchangeRatenumber (float)required
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
  Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. ExchangeRate expresses the ratio between UnitCurrency and QuotedCurrency (ExchangeRate = UnitCurrency/QuotedCurrency).
  contractIdentificationstring
  Unique identification to unambiguously identify the foreign exchange contract.
  Constraints: maxLength: 35
  quotationDatestring (date)ISO 8601
  Date and time at which an exchange rate is quoted.

Code	Description
`CRDT`	Credit type amount
`DBIT`	Debit type amount

statusTransactionStatusrequired

Type of Transaction

Schema: TransactionStatus

Code	Name	Description
`BOOK`	ClosingBooked	Accounted transaction
`PDNG`	Pending	Transaction that is to be accounted and does already affect the instant balance
`FUTR`	Future	Entry is on the books of the account servicer and value will be applied to the account owner at a future date and time.
`INFO`	Information	Entry is only provided for information, and no booking on the account owner's account in the account servicer's ledger was performed.

endToEndIdEndToEndId
ISO20022: Unique identification assigned by the initiating party to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain.
Schema: EndToEndId
ISO20022: Unique identification assigned by the initiating party to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain.
Type: string
Constraints: pattern: `^([a-zA-Z0-9 /\-?:\()\.,']{1,36})$`
expectedBookingDatestring (date-time)ISO 8601
Expected booking date of the transaction on the account if the transaction is not yet booked.
Expected booking date of the transaction on the account if the transaction is not yet booked.
bookingDatestring (date-time)ISO 8601
Real booking date of the transaction on the account
Real booking date of the transaction on the account
valueDatestring (date-time)ISO 8601
Value date of the transaction on the account
transactionDatestring (date-time)ISO 8601
Date used for specific purposes:
Date used for specific purposes:
- for card transaction: date of the commercial transaction
- for credit transfer: acquiring date of the transaction as seen by the Payer's Bank
- for direct debit: receiving date of the transaction as seen by the Payer's Bank
bankTransactionCodeBankTransactionCode
Set of elements used to fully identify the type of underlying transaction resulting in an entry.
Schema: BankTransactionCode
Set of elements used to fully identify the type of underlying transaction resulting in an entry.

ISO20022 provides a list of possible Bank Transaction Code combinations

Transaction codification might also be specified at national community level.

For instance a French Transaction codification is available

It applies with paragraph 2 code table using the following mapping:

domain must be set with "FR"

family must be set with one of the values that are provided in the [code Famille] column (e.g. "OPCA")

subFamily must be set with one of the values that are provided in the [code operation] column (e.g. "05")

code might be set with a proprietary transaction code that must be documented by the implementation.
- domainstringrequired
  Set of elements used to provide the domain, the family and the sub-family of the bank transaction code, in a structured and hierarchical format.
  Set of elements used to provide the domain, the family and the sub-family of the bank transaction code, in a structured and hierarchical format.
  Constraints: maxLength: 4
- familystringrequired
  Specifies the family and the sub-family of the bank transaction code, within a specific domain, in a structured and hierarchical format.
  Specifies the family and the sub-family of the bank transaction code, within a specific domain, in a structured and hierarchical format.
  Constraints: maxLength: 4
- subFamilystringrequired
  Specifies the sub-product family within a specific family.
  Specifies the sub-product family within a specific family.
  Constraints: maxLength: 4
- codestring
  Proprietary bank transaction code to identify the underlying transaction.
  Proprietary bank transaction code to identify the underlying transaction.
  Constraints: maxLength: 35
- issuerstring
  Identification of the issuer of the proprietary bank transaction code.
  Identification of the issuer of the proprietary bank transaction code.
  Constraints: maxLength: 35

chargesCharges

ISO20022: Provides further details on the charges related to the payment transaction.

Schema: Charges

ISO20022: Provides further details on the charges related to the payment transaction. API: Amounts must always be set as positive values.

totalChargesAndTaxAmountAmountType
Total of all charges and taxes applied to the entry.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`

recordarray<ChargesRecord>

Provides details of the individual charges record.

Item: ChargesRecord

ISO20022: Provides further individual record details on the charges related to the payment transaction.

The [amount] proprty specifies the transaction charges to be paid by the charge bearer.
The [creditDebitIndicator] property indicates whether the charges amount is a credit or a debit amount. A zero amount is considered to be a credit.
the [code] property is the charge type, in a coded form
the [rate] property is the rate used to calculate the amount of the charge or fee.
the [bearer] property specifies which party/parties will bear the charges associated with the processing of the payment transaction.
the [agent] property specifies the agent that takes the transaction charges or to which the transaction charges are due.
the [tax] property provides details on the tax applied to charges. API: Amounts must always be set as positive values.

amountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
creditDebitIndicatorCreditDebitIndicator
Accounting flow of the amount
Schema: CreditDebitIndicator
Code Description
CRDT
Credit type amount
DBIT
Debit type amount
chargeIncludedIndicatorboolean
Indicates whether the charge should be included in the amount or is added as pre-advice.
Indicates whether the charge should be included in the amount or is added as pre-advice. One of the following values must be used:
- Meaning When True: Included
- Meaning When False: Pre-advised
codeCodeAndIssuer
Specifies a code and the issuer of this code.
Schema: CodeAndIssuer
Specifies a code and the issuer of this code.
- codestringrequired
  Provides the code.
  Constraints: maxLength: 4
- issuerstring
  Identification of the issuer of the code.
  Constraints: maxLength: 35
ratePercentageRate
Rate expressed as a percentage, ie, in hundredths, eg, 0.7 is 7/10 of a percent, and 7.0 is 7%.
Schema: PercentageRate
Rate expressed as a percentage, ie, in hundredths, eg, 0.7 is 7/10 of a percent, and 7.0 is 7%.
Type: number (float)

Code	Description
`CRDT`	Credit type amount
`DBIT`	Debit type amount

bearerChargeBearerCode

ISO20022: Specifies which party/parties will bear the charges associated with the processing of the payment transaction.

Schema: ChargeBearerCode

Code	Name	Description
`DEBT`	BorneByDebtor	All transaction charges are to be borne by the debtor.
`CRED`	BorneByCreditor	All transaction charges are to be borne by the creditor.
`SHAR`	Shared	In a credit transfer context, means that transaction charges on the sender side are to be borne by the debtor, transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, means that transaction charges on the sender side are to be borne by the creditor, transaction charges on the receiver side are to be borne by the debtor.
`SLEV`	FollowingServiceLevel	Charges are to be applied following the rules agreed in the service level and/or scheme.

agentFinancialInstitutionIdentification

ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

Schema: FinancialInstitutionIdentification

ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

bicFistringrequired
ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".
ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".
Constraints: pattern: `^[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}$`
clearingSystemMemberIdClearingSystemMemberIdentification
ISO20022: Information used to identify a member within a clearing system.
Schema: ClearingSystemMemberIdentification
ISO20022: Information used to identify a member within a clearing system. API: to be used for some specific international credit transfers in order to identify the beneficiary bank
- clearingSystemIdstringrequired
  ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.
  ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.
  Constraints: maxLength: 35
- memberIdstringrequired
  ISO20022: Identification of a member of a clearing system.
  ISO20022: Identification of a member of a clearing system.
  Constraints: maxLength: 35
leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`
namestring
Name of the financial institution
Constraints: maxLength: 140

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

taxTaxCharges
ISO20022: Provides details on the tax applied to charges.
Schema: TaxCharges
ISO20022: Provides details on the tax applied to charges.

The [rate] property is the rate used to calculate the tax.

the [amount] property is the amount of money resulting from the calculation of the tax. API: Amounts must always be set as positive values.
- identificationstring
  Unique reference to unambiguously identify the nature of the tax levied, such as Value Added Tax (VAT).
  Constraints: maxLength: 35
- ratePercentageRate
  Rate expressed as a percentage, ie, in hundredths, eg, 0.7 is 7/10 of a percent, and 7.0 is 7%.
  Schema: PercentageRate
  Rate expressed as a percentage, ie, in hundredths, eg, 0.7 is 7/10 of a percent, and 7.0 is 7%.
  Type: number (float)
- amountAmountType
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`

relatedPartiesRelatedParties

information about the parties that are related to the transaction

Schema: RelatedParties

information about the parties that are related to the transaction

initiatingPartyPartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

debtorAgentFinancialInstitutionIdentification

ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

Schema: FinancialInstitutionIdentification

ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

bicFistringrequired
ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".
ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".
Constraints: pattern: `^[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}$`
clearingSystemMemberIdClearingSystemMemberIdentification
ISO20022: Information used to identify a member within a clearing system.
Schema: ClearingSystemMemberIdentification
ISO20022: Information used to identify a member within a clearing system. API: to be used for some specific international credit transfers in order to identify the beneficiary bank
- clearingSystemIdstringrequired
  ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.
  ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.
  Constraints: maxLength: 35
- memberIdstringrequired
  ISO20022: Identification of a member of a clearing system.
  ISO20022: Identification of a member of a clearing system.
  Constraints: maxLength: 35
leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`
namestring
Name of the financial institution
Constraints: maxLength: 140

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

debtorPartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

debtorAccountAccountIdentification

Unique and unambiguous identification for the account between the account owner and the account servicer.

Schema: AccountIdentification

Unique and unambiguous identification for the account between the account owner and the account servicer. Card accounts must provide the identification of the card through the "other" substructure by giving, for instance, the masked PAN (MPAN). The currency used for the account, when needed, can be specified through the [currency] field.

workspacestring
Workspace to which the account is linked.
Workspace to which the account is linked. This workspace might be specified by the AISP when forwarding the consent on accounts. If not provided, the default workspace is computed from the authentication that was used for getting the OAuth2 Access Token.
Constraints: maxLength: 32
ibanstring
ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.
ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.

Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997-10-01, or later revisions.
Constraints: pattern: `^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$`

otherGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

currencyCurrencyCodeISO 4217
Specifies the currency of the amount or of the account.
Schema: CurrencyCode
Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
Type: string
Constraints: pattern: `^[A-Z]{3,3}$`

ultimateDebtorPartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

creditorAgentFinancialInstitutionIdentification

ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

Schema: FinancialInstitutionIdentification

ISO20022: Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme.

bicFistringrequired
ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".
ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".
Constraints: pattern: `^[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}$`
clearingSystemMemberIdClearingSystemMemberIdentification
ISO20022: Information used to identify a member within a clearing system.
Schema: ClearingSystemMemberIdentification
ISO20022: Information used to identify a member within a clearing system. API: to be used for some specific international credit transfers in order to identify the beneficiary bank
- clearingSystemIdstringrequired
  ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.
  ISO20022: Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed.
  Constraints: maxLength: 35
- memberIdstringrequired
  ISO20022: Identification of a member of a clearing system.
  ISO20022: Identification of a member of a clearing system.
  Constraints: maxLength: 35
leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`
namestring
Name of the financial institution
Constraints: maxLength: 140

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

creditorPartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

creditorAccountAccountIdentification

Unique and unambiguous identification for the account between the account owner and the account servicer.

Schema: AccountIdentification

workspacestring
Workspace to which the account is linked.
Workspace to which the account is linked. This workspace might be specified by the AISP when forwarding the consent on accounts. If not provided, the default workspace is computed from the authentication that was used for getting the OAuth2 Access Token.
Constraints: maxLength: 32
ibanstring
ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.
ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.

Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997-10-01, or later revisions.
Constraints: pattern: `^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$`

otherGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

currencyCurrencyCodeISO 4217
Specifies the currency of the amount or of the account.
Schema: CurrencyCode
Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
Type: string
Constraints: pattern: `^[A-Z]{3,3}$`

ultimateCreditorPartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

remittanceInformationRemittanceInformation

ISO20022: Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system.

Schema: RemittanceInformation

ISO20022: Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. API:

Only one occurrence of the unstructured information is allowed.
Only one occurrence of the structured information is allowed.
Structured and unstructured information can coexist.

unstructuredarray<string>
Unstructured remittance information.
Unstructured remittance information. Each implementation may add a pattern in order to specify its own character set constraints.
Type: array<string>
Item: Relevant information to the transaction
Item constraints: maxLength: 140

structuredarray<StructuredRemittanceInformation>

Structured remittance information

Item: StructuredRemittanceInformation

Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form.

referredDocumentInformationReferredDocumentInformations

Provides the identification and the content of the referred documents.

Item: ReferredDocumentInformation

Provides the identification and the content of the referred document.

typeCodeAndIssuer
Specifies a code and the issuer of this code.
Schema: CodeAndIssuer
Specifies a code and the issuer of this code.
- codestringrequired
  Provides the code.
  Constraints: maxLength: 4
- issuerstring
  Identification of the issuer of the code.
  Constraints: maxLength: 35
numberstring
Unique and unambiguous identification of the referred document.
Constraints: maxLength: 35
relatedDatestring (date)ISO 8601
Date associated with the referred document.

lineDetailsarray<LineDetail>

Sets of elements used to provide the content of the referred document line.

Item: LineDetail

Set of elements used to provide the content of the referred document line.

identificationDocumentLineIdentification
Provides identification of the document line.
Schema: DocumentLineIdentification
Provides identification of the document line. the [type] property must be used for specifying the type of referred document type.
- typeCodeAndIssuer
  Specifies a code and the issuer of this code.
  Schema: CodeAndIssuer
- numberstring
  Unique and unambiguous identification of the referred document line.
  Constraints: maxLength: 35
- relatedDatestring (date)ISO 8601
  Date associated with the referred document line.
descriptionstring
Description associated with the document line.
Constraints: maxLength: 2048

amountRemittanceAmount

ISO20022: Provides details on the amounts of the document line.

Schema: RemittanceAmount

ISO20022: Provides details on the amounts of the document line. API: Amounts must always be set as positive values.

Property	Description
duePayableAmount	Amount specified is the exact amount due and payable to the creditor.
discountAppliedAmount	Amount of discount to be applied to the amount due and payable to the creditor.
creditNoteAmount	Amount of a credit note.
taxAmount	Amount of the tax.
adjustmentAmountAndReason	Specifies detailed information on the amount and reason of the adjustment.
remittedAmount	Amount of money remitted.

duePayableAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
discountAppliedAmountTypedAmount
ISO20022: Typed Amount
Schema: TypedAmount
creditNoteAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
taxAmountTypedAmount
ISO20022: Typed Amount
Schema: TypedAmount
adjustmentAmountAndReasonDocumentAdjustment
ISO20022: Specifies detailed information on the amount and reason of the adjustment.
Schema: DocumentAdjustment
remittedAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType

referredDocumentAmountRemittanceAmount

ISO20022: Provides details on the amounts of the document line.

Schema: RemittanceAmount

ISO20022: Provides details on the amounts of the document line. API: Amounts must always be set as positive values.

Property	Description
duePayableAmount	Amount specified is the exact amount due and payable to the creditor.
discountAppliedAmount	Amount of discount to be applied to the amount due and payable to the creditor.
creditNoteAmount	Amount of a credit note.
taxAmount	Amount of the tax.
adjustmentAmountAndReason	Specifies detailed information on the amount and reason of the adjustment.
remittedAmount	Amount of money remitted.

duePayableAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
discountAppliedAmountTypedAmount
ISO20022: Typed Amount
Schema: TypedAmount
ISO20022: Typed Amount API: Amounts must always be set as positive values.
- typestring
  Type of the amount
  Constraints: maxLength: 35
- amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
creditNoteAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
taxAmountTypedAmount
ISO20022: Typed Amount
Schema: TypedAmount
ISO20022: Typed Amount API: Amounts must always be set as positive values.
- typestring
  Type of the amount
  Constraints: maxLength: 35
- amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
adjustmentAmountAndReasonDocumentAdjustment
ISO20022: Specifies detailed information on the amount and reason of the adjustment.
Schema: DocumentAdjustment
ISO20022: Specifies detailed information on the amount and reason of the adjustment. API: Amounts must always be set as positive values.
- amountAmountTyperequired
  Structure aiming to embed the amount and the currency to be used.
  Schema: AmountType
  Structure aiming to embed the amount and the currency to be used.
  amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
  currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
- creditDebitIndicatorCreditDebitIndicator
  Accounting flow of the amount
  Schema: CreditDebitIndicator
  Code Description
  CRDT
  Credit type amount
  DBIT
  Debit type amount
- reasonstring
  Specifies the reason for the adjustment.
  Constraints: maxLength: 4
- additionalInformationstring
  Provides further details on the document adjustment.
  Constraints: maxLength: 140
remittedAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`

creditorReferenceInformationCreditorReferenceInformation
Reference information provided by the creditor to allow the identification of the underlying documents.
Schema: CreditorReferenceInformation
Reference information provided by the creditor to allow the identification of the underlying documents.
- typeCodeAndIssuer
  Specifies a code and the issuer of this code.
  Schema: CodeAndIssuer
  Specifies a code and the issuer of this code.
  codestringrequired
  Provides the code.
  Constraints: maxLength: 4
  issuerstring
  Identification of the issuer of the code.
  Constraints: maxLength: 35
- referencestring
  Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction.
  Constraints: maxLength: 35

Code	Description
`CRDT`	Credit type amount
`DBIT`	Debit type amount

invoicerPartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

invoiceePartyIdentification

API : Description of a Party which can be either a person or an organization.

Schema: PartyIdentification

API : Description of a Party which can be either a person or an organization.

namestringrequired
ISO20022: Name by which a party is known and which is usually used to identify that party.
ISO20022: Name by which a party is known and which is usually used to identify that party. The [organisationId] property allows the specification of an unique and unambiguous way to identify an organisation. The [privateId] property allows the specification of an unique and unambiguous way to identify a person.
Constraints: maxLength: 140
dateAndPlaceOfBirthDateAndPlaceOfBirth
Date and place of birth of a person.
Schema: DateAndPlaceOfBirth
Date and place of birth of a person. This information must be requested for detection of Fraud, Money-Laundering and Terrorism Financing in case of international payment.
- birthDatestring (date)ISO 8601required
  Date on which a person is born.
- cityOfBirthstringrequired
  City where a person was born.
  Constraints: maxLength: 35
- countryOfBirthstringrequired
  Country where a person was born.
  Constraints: pattern: `^[A-Z]{2,2}$`

postalAddressPostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

Schema: PostalAddress

ISO20022: Information that locates and identifies a specific address, as defined by postal services.

addressTypestringenum · 6

ISO20022: Identifies the nature of the postal address.

ISO20022: Identifies the nature of the postal address. API: Cannot be used for SEPA payments. Proprietary codes can be specified and documented if needed.

Code	Name	Description
`BIZZ`	Business	Address is the business address
`DLVY`	Delivery	Address is the address to which delivery is to take place
`MLTO`	Mail To	Address is the address to which mail is sent
`PBOX`	PO Box	Address is is a postal office (PO) box
`ADDR`	Postal	Address is the complete postal address
`HOME`	Home	Address is the home address

departmentstring
ISO20022: Identification of a division of a large organisation or building.
ISO20022: Identification of a division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
subDepartmentstring
ISO20022: Identification of a sub-division of a large organisation or building.
ISO20022: Identification of a sub-division of a large organisation or building. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
streetNamestring
ISO20022: Name of a street or thoroughfare.
ISO20022: Name of a street or thoroughfare. API: Cannot be used for SEPA payments.
Constraints: maxLength: 70
buildingNumberstring
ISO20022: Number that identifies the position of a building on a street.
ISO20022: Number that identifies the position of a building on a street. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
buildingNamestring
ISO20022: Name of the building or house.
ISO20022: Name of the building or house. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
postCodestring
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
ISO20022: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. API: Cannot be used for SEPA payments.
Constraints: maxLength: 16
townNamestring
ISO20022: Name of a built-up area, with defined boundaries, and a local government.
ISO20022: Name of a built-up area, with defined boundaries, and a local government. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrySubDivisionstring
ISO20022: Identifies a subdivision of a country such as state, region, county.
ISO20022: Identifies a subdivision of a country such as state, region, county. API: Cannot be used for SEPA payments.
Constraints: maxLength: 35
countrystringrequired
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
ISO20022: Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed.
Constraints: pattern: `^([A-Z]{2,2})$`
addressLinearray<string>
Unstructured address. The lines must embed zip code and town name.
Unstructured address. The lines must embed zip code and town name. For SEPA payments, only two address lines are allowed.
Type: array<string>
Item: Address line
Item constraints: maxLength: 70

contactDetailsContactDetails
Indicates how to contact the party.
Schema: ContactDetails
Indicates how to contact the party.
- phoneNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- faxNumberPhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services.
  Schema: PhoneNumber
  The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a "+" followed by the country code (from 1 to 3 characters) then a "-" and finally, any combination of numbers, "(", ")", "+" and "-" (up to 30 characters).
  Type: string
  Constraints: pattern: `^\+[0-9]{1,3}-[0-9()+\-]{1,30}$`
- emailAddressstring
  email address of the contact
  Constraints: maxLength: 2048 · pattern: `^.+@.+$`

organisationIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

privateIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

leiLeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Schema: LeiIdentification
Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
Type: string
Constraints: pattern: `^[A-Z0-9]{18,18}[0-9]{2,2}$`

taxRemittanceTaxInformation

ISO20022: Details about tax paid, or to be paid, to the government in accordance with the law, including pre-defined parameters such as thresholds and type of account.

Schema: TaxInformation

ISO20022: Details about tax paid, or to be paid, to the government in accordance with the law, including pre-defined parameters such as thresholds and type of account. API: Amounts must always be set as positive values. The [totalTaxableBaseAmount] property indicates the total amount of money on which the tax is based. The [totalTaxAmount] property indicates the total amount of money as result of the calculation of the tax.

creditorTaxParty
Set of elements used to identify a party of the transaction to which the tax applies.
Schema: TaxParty
Set of elements used to identify a party of the transaction to which the tax applies. The [authorization] property aims to provide the details of the authorised tax paying party.
- taxIdentificationstring
  Tax identification number of the party.
  Constraints: maxLength: 35
- registrationIdentificationstring
  Unique identification, as assigned by an organisation, to unambiguously identify a party.
  Constraints: maxLength: 35
- taxTypestring
  Type of tax payer.
  Constraints: maxLength: 35
- authorisationTitleAndName
  Title and Name of the party or the party's authorised reprensentative.
  Schema: TitleAndName
  Title and Name of the party or the party's authorised reprensentative.
  titlestring
  Title or position of the party or the party's authorised reprensentative.
  Constraints: maxLength: 35
  namestring
  Name of the party or the party's authorised reprensentative.
  Constraints: maxLength: 140
debtorTaxParty
Set of elements used to identify a party of the transaction to which the tax applies.
Schema: TaxParty
Set of elements used to identify a party of the transaction to which the tax applies. The [authorization] property aims to provide the details of the authorised tax paying party.
- taxIdentificationstring
  Tax identification number of the party.
  Constraints: maxLength: 35
- registrationIdentificationstring
  Unique identification, as assigned by an organisation, to unambiguously identify a party.
  Constraints: maxLength: 35
- taxTypestring
  Type of tax payer.
  Constraints: maxLength: 35
- authorisationTitleAndName
  Title and Name of the party or the party's authorised reprensentative.
  Schema: TitleAndName
  Title and Name of the party or the party's authorised reprensentative.
  titlestring
  Title or position of the party or the party's authorised reprensentative.
  Constraints: maxLength: 35
  namestring
  Name of the party or the party's authorised reprensentative.
  Constraints: maxLength: 140
ultimateDebtorTaxParty
Set of elements used to identify a party of the transaction to which the tax applies.
Schema: TaxParty
Set of elements used to identify a party of the transaction to which the tax applies. The [authorization] property aims to provide the details of the authorised tax paying party.
- taxIdentificationstring
  Tax identification number of the party.
  Constraints: maxLength: 35
- registrationIdentificationstring
  Unique identification, as assigned by an organisation, to unambiguously identify a party.
  Constraints: maxLength: 35
- taxTypestring
  Type of tax payer.
  Constraints: maxLength: 35
- authorisationTitleAndName
  Title and Name of the party or the party's authorised reprensentative.
  Schema: TitleAndName
  Title and Name of the party or the party's authorised reprensentative.
  titlestring
  Title or position of the party or the party's authorised reprensentative.
  Constraints: maxLength: 35
  namestring
  Name of the party or the party's authorised reprensentative.
  Constraints: maxLength: 140
administrationZonestring
Territorial part of a country to which the tax payment is related.
Constraints: maxLength: 35
referenceNumberstring
Tax reference information that is specific to a taxing agency.
Constraints: maxLength: 140
methodstring
Method used to indicate the underlying business or how the tax is paid.
Constraints: maxLength: 35
totalTaxableBaseAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
totalTaxAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
Structure aiming to embed the amount and the currency to be used.
- amountnumber (float)required
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
  Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`
- currencyCurrencyCodeISO 4217required
  Specifies the currency of the amount or of the account.
  Schema: CurrencyCode
  Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
  Type: string
  Constraints: pattern: `^[A-Z]{3,3}$`
datestring (date)ISO 8601
Date by which tax is due.
sequenceNumberinteger (int32)
Sequential number of the tax report.

recordarray<TaxRecord>

Records of tax details

Item: TaxRecord

Record of tax details the [period] property embbeds the set of elements used to provide details on the period of time related to the tax payment. the [amount] property embbeds the set of elements used to provide information on the amount of the tax record.

typestring
High level code to identify the type of tax details.
Constraints: maxLength: 35
categorystring
Specifies the tax code as published by the tax authority.
Constraints: maxLength: 35
categoryDetailsstring
Provides further details of the category tax code.
Constraints: maxLength: 35
debtorStatusstring
Code provided by local authority to identify the status of the party that has drawn up the settlement document.
Constraints: maxLength: 35
certificateIdentificationstring
Identification number of the tax report as assigned by the taxing authority.
Constraints: maxLength: 35
formsCodestring
Identifies, in a coded form, on which template the tax report is to be provided.
Constraints: maxLength: 35

periodTaxPeriod

Set of elements used to provide details on the period of time related to the tax payment.

Schema: TaxPeriod

Set of elements used to provide details on the period of time related to the tax payment. The [type] property aims to identify the period related to the tax payment.

yearstring
Year related to the tax payment.
Constraints: pattern: `^[0-9]{4,4}$`

typeTaxRecordPeriodCode

Identification of the period related to the tax payment.

Schema: TaxRecordPeriodCode

Code	Description
`MM01`	FirstMonth Tax is related to the second month of the period.
`MM02`	SecondMonth Tax is related to the first month of the period.
`MM03`	ThirdMonth Tax is related to the third month of the period.
`MM04`	FourthMonth Tax is related to the fourth month of the period.
`MM05`	FifthMonth Tax is related to the fifth month of the period.
`MM06`	SixthMonth Tax is related to the sixth month of the period.
`MM07`	SeventhMonth Tax is related to the seventh month of the period.
`MM08`	EighthMonth Tax is related to the eighth month of the period.
`MM09`	NinthMonth Tax is related to the ninth month of the period.
`MM10`	TenthMonth Tax is related to the tenth month of the period.
`MM11`	EleventhMonth Tax is related to the eleventh month of the period.
`MM12`	TwelfthMonth Tax is related to the twelfth month of the period.
`QTR1`	FirstQuarter Tax is related to the first quarter of the period.
`QTR2`	SecondQuarter Tax is related to the second quarter of the period.
`QTR3`	ThirdQuarter Tax is related to the third quarter of the period.
`QTR4`	FourthQuarter Tax is related to the fourth quarter of the period.
`HLF1`	FirstHalf Tax is related to the first half of the period.
`HLF2`	SecondHalf Tax is related to the second half of the period.

fromDatestring (date)ISO 8601
Start date of the range.
toDatestring (date)ISO 8601
End date of the range.

taxAmountTaxAmount

ISO20022: Set of elements used to provide information on the amount of the tax record.

Schema: TaxAmount

ISO20022: Set of elements used to provide information on the amount of the tax record. API: Amounts must always be set as positive values.

Property	Description
rate	Rate used to calculate the tax.
taxableBaseAmount	Amount of money on which the tax is based.
totalAmount	Total amount that is the result of the calculation of the tax for the record.
details	Set of elements used to provide details on the tax period and amount.

ratePercentageRate
Rate expressed as a percentage, ie, in hundredths, eg, 0.7 is 7/10 of a percent, and 7.0 is 7%.
Schema: PercentageRate
Rate expressed as a percentage, ie, in hundredths, eg, 0.7 is 7/10 of a percent, and 7.0 is 7%.
Type: number (float)
taxableBaseAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
totalAmountAmountType
Structure aiming to embed the amount and the currency to be used.
Schema: AmountType
detailsarray<TaxRecordDetails>
Set of elements used to provide details on the tax period and amount.
Item: TaxRecordDetails

additionalInformationstring
Further details of the tax record.
Constraints: maxLength: 140

additionalTransactionInformationstring
Additional information about reconciliation.
Constraints: maxLength: 500
standingOrderCharacteristicsStandingOrderCharacteristics
Specifies the characteristics of a standing order.
Schema: StandingOrderCharacteristics
Specifies the characteristics of a standing order.
- startDateStartDaterequired
  The first applicable day of execution for a given period.
  Schema: StartDate
  The first applicable day of execution for a given period.
  Type: string (date-time)
- endDateEndDate
  The last applicable day of execution for a given period.
  Schema: EndDate
  The last applicable day of execution for a given period. If not given, the period is considered as endless.
  Type: string (date-time)
- executionRuleExecutionRulerequired
  Execution date shifting rule for standing orders
  Schema: ExecutionRule
  Code Description
  FWNG
  following
  PREC
  preceding
- frequencyFrequencyCoderequired
  Frequency rule for standing orders.
  Schema: FrequencyCode
  Code Description
  DAIL
  Daily
  WEEK
  Weekly
  TOWK
  EveryTwoWeeks
  MNTH
  Monthly
  TOMN
  EveryTwoMonths
  QUTR
  Quarterly
  SEMI
  SemiAnnual
  YEAR
  Annual
merchantCategoryCodestring
Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction.
Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction.
Constraints: maxLength: 4
_linksTransactionLinks
links that can be used for further retrieving details on a given transaction
Schema: TransactionLinks
links that can be used for further retrieving details on a given transaction

Link Description
details link to the details of the transaction
- detailsGenericLink
  hypertext reference
  Schema: GenericLink
  hypertext reference
  hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
  templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
bookingPeriodPeriod
definition of a time period
Schema: Period
definition of a time period
- startDateStartDate
  The first applicable day of execution for a given period.
  Schema: StartDate
  The first applicable day of execution for a given period.
  Type: string (date-time)
- endDateEndDate
  The last applicable day of execution for a given period.
  Schema: EndDate
  The last applicable day of execution for a given period. If not given, the period is considered as endless.
  Type: string (date-time)

Code	Description
`FWNG`	following
`PREC`	preceding

Code	Description
`DAIL`	Daily
`WEEK`	Weekly
`TOWK`	EveryTwoWeeks
`MNTH`	Monthly
`TOMN`	EveryTwoMonths
`QUTR`	Quarterly
`SEMI`	SemiAnnual
`YEAR`	Annual

Link	Description
details	link to the details of the transaction

cardIdGenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

Schema: GenericIdentification

ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

identificationstringrequired
API: Identifier
API: Identifier
Constraints: maxLength: 70

schemeNamestringrequired

Name of the identification scheme.

Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

Code	Name	Description
BANK	BankPartyIdentification	Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
BBAN	BBANIdentifier	Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.
COID	CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
SREN	SIREN	The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
SRET	SIRET	The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
NIDN	NationalIdentityNumber	Number assigned by an authority to identify the national identity number of a person.
Other values are also permitted, for instance:
Code	Name	Description
----	----	-----------
OAUT	OAUTH2	OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
CPAN	CardPan	Card PAN
MPAN	MaskedPan	Card PAN where some digits were replaced for security reason
TPAN	TokenizedPan	Token which was provided by a Token Service Provider (TSP) in order to obfuscate a real card PAN. The TSP must be identified in the issuer field
TBAN	TokenizedIBAN	Token which was provided by a Token Service Provider (TSP) in order to obfuscate an IBAN. The TSP must be identified in the issuer field
Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

Constraints: maxLength: 70

issuerstring
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties
Constraints: maxLength: 35

_linksTransactionsLinksrequired

links that can be used for further navigation when browsing transactions Information at one account level

Schema: TransactionsLinks

links that can be used for further navigation when browsing transactions Information at one account level

Link	Description
self	link to the transactions of a given account
parent-list	link to the list of all available accounts
owners	link to the owners identities for a given account
balances	link to the balances of a given account
overdrafts	link to the lists of overdrafts of a given account
first	link to the first page of the transactions result
last	link to the last page of the transactions result
next	link to the next page of the transactions result
prev	link to the previous page of the transactions result

selfGenericLinkrequired
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
parent-listGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
ownersGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
balancesGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
overdraftsGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
firstGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
lastGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
nextGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false
prevGenericLink
hypertext reference
Schema: GenericLink
hypertext reference
- hrefstringrequired
  URI to be used. HREF stands for Hypertext REFerence.
  Constraints: maxLength: 2000
- templatedboolean
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570.
  This field must be set with "true" when [href] is an URI template, i.e. with parameters that will be set by the client afterwards. Parameter fields must be included by the API server according to RFC6570. Otherwise, this property must be absent or set to false default value: false