ofOpen Finance Guide
GlosarioSTETBlogContacto
Especificación
  • 1Introduction
  • 2Business Model
  • 3Prerequisites and technical details
Referencia API
  • AISP
    • GETaccounts
    • GETbalances
    • GETtransactions
    • PUTconsents
    • GETend user identity
    • GETtrusted beneficiaries
  • PISP
    • POSTpayment requests
    • GETpayment requests
    • PUTpayment requests
    • POSTconfirmation
  • CBPII
    • POSTfunds confirmations
Ejemplos
  • 5.1PSU Context Retrieval
  • 5.2Consent Forwarding
  • 5.3Account Balances Retrieval
  • 5.4Account Transactions Retrieval
  • 5.5Trusted Beneficiaries Retrieval
  • 6.1Account Amount Coverage Check
  • 7.1Payment Request with multiple instructions having different execution dates
  • 7.2Payment Request with multiple instructions having different beneficiaries
  • 7.3Standing Orders Request
Registro de cambios
  • Registro de cambios
  1. Inicio
  2. STET 1.4.1.3
  3. Flujos
  4. 7.2. Payment Request with multiple instructions having different beneficiaries

7.2. Payment Request with multiple instructions having different beneficiaries

7.2.1. Payment Request Submission

7.2.2. Request

POST http://localhost:8080/v1/payment-requests

7.2.2.1. No specific Header
7.2.2.2. Body
{
  "paymentInformationId": "MyPmtInfId",
  "creationDateTime": "2018-09-13T08:10:22.778+02:00",
  "numberOfTransactions": 2,
  "initiatingParty": {
    "name": "MyPreferedPisp",
    "postalAddress": {
      "country": "FR",
      "addressLine": [
        "18 rue de la DSP2",
        "75008 PARIS"
      ]
    },
    "organisationId": {
      "identification": "12FR5",
      "schemeName": "COID",
      "issuer": "ACPR"
    }
  },
  "paymentTypeInformation": {
    "serviceLevel": "SEPA",
    "localInstrument": "INST",
    "categoryPurpose": "CASH"
  },
  "debtor": {
    "name": "MyCustomer",
    "postalAddress": {
      "country": "FR",
      "addressLine": [
        "18 rue de la DSP2",
        "75008 PARIS"
      ]
    },
    "privateId": {
      "identification": "FD37G",
      "schemeName": "BANK",
      "issuer": "BICXYYTTZZZ"
    }
  },
  "purpose": "CASH",
  "chargeBearer": "SLEV",
  "requestedExecutionDate": "2018-09-13T08:10:22.778+02:00",
  "creditTransferTransaction": [
    {
      "paymentId": {
        "instructionId": "MyInstrId3",
        "endToEndId": "MyEndToEndId3"
      },
      "instructedAmount": {
        "currency": "EUR",
        "amount": "124.35"
      },
      "beneficiary": {
        "creditor": {
          "name": "June Doe",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "privateId": {
            "identification": "852126789",
            "schemeName": "SIREN",
            "issuer": "FR"
          }
        },
        "creditorAccount": {
          "iban": "YY49QEZO90424459988701367845944910"
        }
      },
      "remittanceInformation": [
        "MyRemittanceInformation"
      ]
    },
    {
      "paymentId": {
        "instructionId": "MyInstrId4",
        "endToEndId": "MyEndToEndId4"
      },
      "instructedAmount": {
        "currency": "EUR",
        "amount": "124.35"
      },
      "beneficiary": {
        "creditor": {
          "name": "John Doe",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "privateId": {
            "identification": "852126789",
            "schemeName": "SIREN",
            "issuer": "FR"
          }
        },
        "creditorAccount": {
          "iban": "YY27KYHO61109079868328944728829436"
        }
      },
      "remittanceInformation": [
        "MyRemittanceInformation"
      ]
    }
  ],
  "supplementaryData": {
    "acceptedAuthenticationApproach": [
      "REDIRECT",
      "DECOUPLED"
    ],
    "successfulReportUrl": "http://myPisp/PaymentSuccess",
    "unsuccessfulReportUrl": "http://myPisp/PaymentFailure"
  }
}

7.2.3. Response

Status code: 201

7.2.3.1. Headers

location: v1/payment-requests/MyPmtInfRscId

7.2.3.2. Body
{
  "appliedAuthenticationApproach": "REDIRECT",
  "_links": {
    "consentApproval": {
      "href": "https://psd2.aspsp/consent-approval"
    }
  }
}

7.2.4. Payment Request Retrieval

7.2.5. Request

GET http://localhost:8080/v1/payment-requests/MyPmtInfRscId

7.2.5.1. No specific Header
7.2.5.2. No body data

7.2.6. Response

Status code: 200

7.2.6.1. No specific Header
7.2.6.2. Body

Note: this body was extracted from a PDF that lost some structural separators (braces / commas). Refer to the source PDF for the canonical JSON.

{ 
 
"paymentRequest" : { "resourceId" : "MyPmtInfRscId", "paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2018-09-13T08:10:22.778+02:00", "numberOfTransactions" : 2, "initiatingParty" : { "name" : "MyPreferedPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" 
 
} 
 
}, 
 
"paymentTypeInformation" : { 
 
"serviceLevel" : "SEPA", 
 
"localInstrument" : "INST", "categoryPurpose" : "CASH" }, "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "purpose" : "CASH", "chargeBearer" : "SLEV", "paymentInformationStatus" : "PDNG", "requestedExecutionDate" : "2018-09-13T06:10:22.778Z", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "instructedAmount" : { "currency" : "EUR", "amount" : "124.35" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { 
 
"iban" : "YY49QEZO90424459988701367845944910" 
 
} }, "remittanceInformation" : [ "MyRemittanceInformation" ], "transactionStatus" : "PDNG" }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "instructedAmount" : { "currency" : "EUR", "amount" : "124.35" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY27KYHO61109079868328944728829436" } }, "remittanceInformation" : [ "MyRemittanceInformation" ], "transactionStatus" : "PDNG" } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" } }, "_links" : { "self" : { "href" : "v1/payment-requests/MyPmtInfRscId" }, "confirmation" : { "href" : "v1/payment-requests/MyPmtInfRscId/confirmation" } } 
 
}

7.2.7. Payment Request Confirmation

7.2.8. Request

POST http://localhost:8080/v1/payment-requests/MyPmtInfRscId/confirmation
7.2.8.1. No specific Header
7.2.8.2. Body

{ }

7.2.9. Response

Status code: 200

7.2.9.1. No specific Header
7.2.9.2. Body

Note: this body was extracted from a PDF that lost some structural separators (braces / commas). Refer to the source PDF for the canonical JSON.

{ 
 
"paymentRequest" : { "resourceId" : "MyPmtInfRscId", "paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2018-09-13T08:10:22.778+02:00", "numberOfTransactions" : 2, "initiatingParty" : { "name" : "MyPreferedPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR","paymentTypeInformation" : { "serviceLevel" : "SEPA", "localInstrument" : "INST", "categoryPurpose" : "CASH" 
 
}, 
 
"debtor" : { 
 
"name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "purpose" : "CASH", "chargeBearer" : "SLEV", "paymentInformationStatus" : "ACSC", "requestedExecutionDate" : "2018-09-13T06:10:22.778Z", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "instructedAmount" : { "currency" : "EUR", "amount" : "124.35" }, "beneficiary" : { "creditor" : { "name" : "June Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY49QEZO90424459988701367845944910" } }, "remittanceInformation" : [ "MyRemittanceInformation" ], "transactionStatus" : "ACSC" }, { 
 
"paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "instructedAmount" : { "currency" : "EUR", "amount" : "124.35" }, "beneficiary" : { "creditor" : { "name" : "John Doe", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY27KYHO61109079868328944728829436" } }, "remittanceInformation" : [ "MyRemittanceInformation" ], "transactionStatus" : "ACSC" } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" } }, "_links" : { "self" : { "href" : "v1/payment-requests/MyPmtInfRscId" } } }
Anterior7.1. Payment Request with multiple instructions having different execution datesEjemplosSiguiente7.3. Standing Orders RequestEjemplos

Source

Official STET specification, mirrored under CC BY 3.0 FR.

§ 7.2 · PDF p. 27

Citar y compartir

§ 7.2 · PDF p. 27

Sigue la sección que estás leyendo.

Abrir PDF original
ofOpen Finance Guide
De la especificación a la implementación.

Especificaciones, glosario y referencias de open banking.

Navegación
  • Glosario
  • STET
  • Blog
  • Contacto
Legal
  • Aviso legal
  • Política de privacidad
  • Política de cookies

© 2026 Open Finance Guide.

Mantenido por Tancrède Simonin · Contenido bajo licencia CC BY-SA 4.0.