ofOpen Finance Guide
GlossárioSTETBlogContato
object

AccountResource

PSU account that is made available to the TPP

Fields (12)

  • resourceIdResourceId

    API: Identifier assigned by the ASPSP for further use of the created resource through API calls.

    Schema: ResourceId

    API: Identifier assigned by the ASPSP for further use of the created resource through API calls. The API client cannot set or modify the value of this field. Since this value can be exchanged between the server and the client as an URL element or for support information, it must not contain sensitive value such as personal or business data.

    Type: string

    Constraints: pattern: `^([a-zA-Z0-9 /\-?:\()\.,']{1,35})$`

  • bicFistring

    ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".

    ISO20022: Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identification code (BIC)".

    Constraints: pattern: `^[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}$`

  • accountIdAccountIdentification

    Unique and unambiguous identification for the account between the account owner and the account servicer.

    Schema: AccountIdentification

    Unique and unambiguous identification for the account between the account owner and the account servicer.

    • ibanstring

      ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.

      ISO20022: International Bank Account Number (IBAN) - identification used internationally by financial institutions to uniquely identify the account of a customer.

      Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997-10-01, or later revisions.

      Constraints: pattern: `^[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}$`

    • otherGenericIdentification

      ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer.

      Schema: GenericIdentification

      ISO20022: Unique identification of an account, a person or an organisation, as assigned by an issuer. API: The ASPSP will document which account reference type it will support.

      • identificationstringrequired

        API: Identifier

        API: Identifier

        Constraints: maxLength: 70

      • schemeNamestringrequired

        Name of the identification scheme.

        Name of the identification scheme. Possible values for the scheme name, partially based on ISO20022 external code list, are the following:

        • BANK (BankPartyIdentification): Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
        • COID (CountryIdentificationCode) : Country authority given organisation identification (e.g., corporate registration number)
        • SREN (SIREN): The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
        • SRET (SIRET): The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity.
        • NIDN (NationalIdentityNumber): Number assigned by an authority to identify the national identity number of a person. Other values are also permitted, for instance:
        • OAUT (OAUTH2): OAUTH2 access token that is owned by the PISP being also an AISP and that can be used in order to identify the PSU
        • CPAN (CardPan): Card PAN Each implementation of the STET PSD2 API must specify in its own documentation which schemes can actually been used

        Constraints: maxLength: 70

      • issuerstring

        ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

        ISO20022: Entity that assigns the identification. this could a country code or any organisation name or identifier that can be recognized by both parties

        Constraints: maxLength: 35

    • currencyCurrencyCodeISO 4217

      Currency used for the account

      Schema: CurrencyCode

      Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

      Type: string

      Constraints: pattern: `^[A-Z]{3,3}$`

  • namestringrequired

    Label of the PSU account

    Label of the PSU account In case of a delayed debit card transaction set, the name shall specify the holder name and the imputation date

    Constraints: maxLength: 70

  • detailsstring

    Specifications that might be provided by the ASPSP

    Specifications that might be provided by the ASPSP

    • characteristics of the account
    • characteristics of the relevant card

    Constraints: maxLength: 140

  • linkedAccountstring

    Case of a set of pending card transactions, the ASPSP will provide the relevant cash account the card is set up on.

    Constraints: maxLength: 70

  • usagestringenum · 2

    Specifies the usage of the account

    Specifies the usage of the account

    • PRIV: private personal account
    • ORGA: professional account
    Code
    PRIV
    ORGA
  • cashAccountTypestringrequiredenum · 2

    Specifies the type of the account

    Specifies the type of the account

    • CACC: Cash account
    • CARD: List of card based transactions
    Code
    CACC
    CARD
  • productstring

    Product Name of the Bank for this account, proprietary definition

    Product Name of the Bank for this account, proprietary definition

    Constraints: maxLength: 35

  • balancesarray<BalanceResource>

    list of balances provided by the ASPSP

    Item: BalanceResource

    Structure of an account balance

    • namestringrequired

      Label of the balance

      Constraints: maxLength: 70

    • balanceAmountAmountTyperequired

      Structure aiming to embed the amount and the currency to be used.

      Schema: AmountType

      Structure aiming to embed the amount and the currency to be used.

      • currencyCurrencyCodeISO 4217required

        Specifies the currency of the amount or of the account.

        Schema: CurrencyCode

        Specifies the currency of the amount or of the account. A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

        Type: string

        Constraints: pattern: `^[A-Z]{3,3}$`

      • amountstringrequired

        ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.

        ISO20022: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.

        Constraints: pattern: `^\-{0,1}[0-9]{1,13}(\.[0-9]{0,5}){0,1}$`

    • balanceTypeBalanceStatusrequired

      Type of balance

      Schema: BalanceStatus

      Code
      CLBD
      XPCD
      VALU
      OTHR
    • lastChangeDateTimestring (date-time)ISO 8601

      Timestamp of the last change of the balance amount

    • referenceDatestring (date)ISO 8601

      Reference date for the balance

    • lastCommittedTransactionstring

      Identification of the last committed transaction. This is actually useful for instant balance.

      Identification of the last committed transaction. This is actually useful for instant balance.

      Constraints: maxLength: 40

  • psuStatusstring

    Relationship between the PSU and the account - Account Holder - Co-account Holder - Attorney

    Constraints: maxLength: 35