ofOpen Finance Guide
GlossárioSTETBlogContato
Especificação
  • 1Introduction
  • 2Business Model
  • 3Prerequisites and technical details
Referência da API
  • Client registration
    • POSTregister
    • DELregister
    • GETregister
    • PUTregister
  • AISP
    • GETaccounts
    • GETbalances
    • GEToverdrafts
    • GETowners
    • GETtransactions
    • GETdetails
    • PUTconsents
    • GETend user identity
    • GETtrusted beneficiaries
  • PISP
    • POSTpayment requests
    • GETpayment requests
    • PUTpayment requests
    • POSTconfirmation
    • GETtransactions
  • CBPII
    • POSTfunds confirmations
Exemplos
  • 6.1PSU Context Retrieval
  • 6.2Consent Forwarding
  • 6.3PSU identification Retrieval
  • 6.4Account Owners Identities Retrieval
  • 6.5Account Balances Retrieval
  • 6.6Account Overdrafts Retrieval
  • 6.7Account Transactions Retrieval
  • 6.8Account Transaction details Retrieval
  • 6.9Trusted Beneficiaries Retrieval
  • 7.1Account Amount Coverage Check
  • 8.1Payment Request with multiple instructions having different
  • 8.2Payment Request with multiple instructions having different beneficiaries
  • 8.3Standing Orders Request
Registro de alterações
  • Registro de alterações
  1. Início
  2. STET 1.6.2.1
  3. Fluxos
  4. 8.1. Payment Request with multiple instructions having different

8.1. Payment Request with multiple instructions having different

execution dates

8.1.1. Payment Request Submission

8.1.1.1. Request
POST http://localhost:18080/v1/payment-requests?ui_locales= Headers content-length: 3128 Body 
 
{ "paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2021-11-16T15:30:01.147171+01:00", "numberOfTransactions" : 3, "initiatingParty" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { 
 
"identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "paymentTypeInformation" : { "serviceLevel" : "SEPA", "categoryPurpose" : "DVPM" }, "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "chargeBearer" : "SLEV", "creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "requestedExecutionDate" : "2021-11-16T14:30:01.149685Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "myMerchant", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY64COJH41059545330222956960771321" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "COMC", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] } }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "requestedExecutionDate" : "2021-12-16T14:30:01.15016Z", "instructedAmount" : { "amount" : 124.35, 
 
"currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "myMerchant", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY64COJH41059545330222956960771321" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "COMC", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] } }, { "paymentId" : { "instructionId" : "MyInstrId5", "endToEndId" : "MyEndToEndId5" }, "requestedExecutionDate" : "2022-01-17T14:30:01.15023Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "myMerchant", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY64COJH41059545330222956960771321" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } 
 
"purpose" : "COMC", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "scaHint" : "scaExemption", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure" 
 
}
8.1.1.2. Response
Status code: 201 Headers
X-Request-Id: c0d484d0-914c-4491-93bb-a92285887cb4 location: /v1/payment-requests/payment-request_rsc2644
Keep-Alive: timeout=60
Connection: keep-alive
8.1.1.3. Body
{
  "appliedAuthenticationApproach": "REDIRECT",
  "_links": {
    "consentApproval": {
      "href": "https://psd2.aspsp/consent-approval"
    }
  }
}

8.1.2. Payment Request Confirmation

8.1.2.1. Request
POST http://localhost:18080/v1/payment-requests/payment-request_rsc2644/confirmation Headers 
 
content-length: 22 Body 
 
{ "nonce" : "Nonce56fdd" }
8.1.2.2. Response
Status code: 200 Headers
X-Request-Id: 806f246f-e4c5-4775-bd57-2d1c7d0b7f17
Keep-Alive: timeout=60
Connection: keep-alive
8.1.2.3. Body
{
  "paymentRequest": {
    "resourceId": "payment-request_rsc2644",
    "paymentInformationId": "MyPmtInfId",
    "creationDateTime": "2021-11-16T14:30:01.147171Z",
    "numberOfTransactions": 3,
    "initiatingParty": {
      "name": "MyPreferredPisp",
      "postalAddress": {
        "country": "FR",
        "addressLine": [
          "18 rue de la DSP2",
          "75008 PARIS"
        ]
      },
      "organisationId": {
        "identification": "12FR5",
        "schemeName": "COID",
        "issuer": "ACPR"
      }
    },
    "paymentTypeInformation": {
      "serviceLevel": "SEPA",
      "categoryPurpose": "DVPM"
    },
    "debtor": {
      "name": "MyCustomer",
      "postalAddress": {
        "country": "FR",
        "addressLine": [
          "18 rue de la DSP2",
          "75008 PARIS"
        ]
      },
      "privateId": {
        "identification": "FD37G",
        "schemeName": "BANK",
        "issuer": "BICXYYTTZZZ"
      }
    },
    "debtorAgent": {
      "bicFi": "BNKAFRPPXXX"
    },
    "chargeBearer": "SLEV",
    "paymentInformationStatus": "PART",
    "fundsAvailability": true,
    "booking": false,
    "creditTransferTransaction": [
      {
        "paymentId": {
          "instructionId": "MyInstrId3",
          "endToEndId": "MyEndToEndId3"
        },
        "resourceId": "transaction_rsc2645",
        "requestedExecutionDate": "2021-11-16T14:30:01.149685Z",
        "appliedExecutionDate": "2021-11-16T14:30:01.284346Z",
        "instructedAmount": {
          "amount": 124.35,
          "currency": "EUR"
        },
        "beneficiary": {
          "creditor": {
            "name": "myMerchant",
            "postalAddress": {
              "country": "FR",
              "addressLine": [
                "18 rue de la DSP2",
                "75008 PARIS"
              ]
            },
            "organisationId": {
              "identification": "852126789",
              "schemeName": "SIREN",
              "issuer": "FR"
            }
          },
          "creditorAccount": {
            "iban": "YY64COJH41059545330222956960771321"
          }
        },
        "ultimateCreditor": {
          "name": "MyPreferredPisp",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "12FR5",
            "schemeName": "COID",
            "issuer": "ACPR"
          }
        },
        "purpose": "COMC",
        "remittanceInformation": {
          "unstructured": [
            "MyRemittanceInformation"
          ]
        },
        "transactionStatus": "ACSC"
      },
      {
        "paymentId": {
          "instructionId": "MyInstrId4",
          "endToEndId": "MyEndToEndId4"
        },
        "resourceId": "transaction_rsc2646",
        "requestedExecutionDate": "2021-12-16T14:30:01.15016Z",
        "instructedAmount": {
          "amount": 124.35,
          "currency": "EUR"
        },
        "beneficiary": {
          "creditor": {
            "name": "myMerchant",
            "postalAddress": {
              "country": "FR",
              "addressLine": [
                "18 rue de la DSP2",
                "75008 PARIS"
              ]
            },
            "organisationId": {
              "identification": "852126789",
              "schemeName": "SIREN",
              "issuer": "FR"
            }
          },
          "creditorAccount": {
            "iban": "YY64COJH41059545330222956960771321"
          }
        },
        "ultimateCreditor": {
          "name": "MyPreferredPisp",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "12FR5",
            "schemeName": "COID",
            "issuer": "ACPR"
          }
        },
        "purpose": "COMC",
        "remittanceInformation": {
          "unstructured": [
            "MyRemittanceInformation"
          ]
        },
        "transactionStatus": "PDNG"
      },
      {
        "paymentId": {
          "instructionId": "MyInstrId5",
          "endToEndId": "MyEndToEndId5"
        },
        "resourceId": "transaction_rsc2647",
        "requestedExecutionDate": "2022-01-17T14:30:01.15023Z",
        "instructedAmount": {
          "amount": 124.35,
          "currency": "EUR"
        },
        "beneficiary": {
          "creditor": {
            "name": "myMerchant",
            "postalAddress": {
              "country": "FR",
              "addressLine": [
                "18 rue de la DSP2",
                "75008 PARIS"
              ]
            },
            "organisationId": {
              "identification": "852126789",
              "schemeName": "SIREN",
              "issuer": "FR"
            }
          },
          "creditorAccount": {
            "iban": "YY64COJH41059545330222956960771321"
          }
        },
        "ultimateCreditor": {
          "name": "MyPreferredPisp",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "12FR5",
            "schemeName": "COID",
            "issuer": "ACPR"
          }
        },
        "purpose": "COMC",
        "remittanceInformation": {
          "unstructured": [
            "MyRemittanceInformation"
          ]
        },
        "transactionStatus": "PDNG"
      }
    ],
    "supplementaryData": {
      "acceptedAuthenticationApproach": [
        "REDIRECT",
        "DECOUPLED"
      ],
      "appliedAuthenticationApproach": "REDIRECT",
      "appliedAuthentication": "strongAuthentication",
      "scaHint": "scaExemption",
      "successfulReportUrl": "http://myPisp/PaymentSuccess",
      "unsuccessfulReportUrl": "http://myPisp/PaymentFailure",
      "nextStatusRequestHint": "2021-11-16T15:35:01.284062+01:00"
    }
  },
  "_links": {
    "request": {
      "href": "/v1/payment-requests/payment-request_rsc2644"
    }
  }
}

8.1.3. Payment Request Retrieval

8.1.3.1. Request
GET http://localhost:18080/v1/payment-requests/payment-request_rsc2644 No specific headers 
 
No body data
8.1.3.2. Response
Status code: 200 Headers
X-Request-Id: b595a96f-f0ea-41d3-ad2a-f6e14be4650f
Keep-Alive: timeout=60
Connection: keep-alive
8.1.3.3. Body
{
  "paymentRequest": {
    "resourceId": "payment-request_rsc2644",
    "paymentInformationId": "MyPmtInfId",
    "creationDateTime": "2021-11-16T14:30:01.147171Z",
    "numberOfTransactions": 3,
    "initiatingParty": {
      "name": "MyPreferredPisp",
      "postalAddress": {
        "country": "FR",
        "addressLine": [
          "18 rue de la DSP2",
          "75008 PARIS"
        ]
      },
      "organisationId": {
        "identification": "12FR5",
        "schemeName": "COID",
        "issuer": "ACPR"
      }
    },
    "paymentTypeInformation": {
      "serviceLevel": "SEPA",
      "categoryPurpose": "DVPM"
    },
    "debtor": {
      "name": "MyCustomer",
      "postalAddress": {
        "country": "FR",
        "addressLine": [
          "18 rue de la DSP2",
          "75008 PARIS"
        ]
      },
      "privateId": {
        "identification": "FD37G",
        "schemeName": "BANK",
        "issuer": "BICXYYTTZZZ"
      }
    },
    "debtorAgent": {
      "bicFi": "BNKAFRPPXXX"
    },
    "chargeBearer": "SLEV",
    "paymentInformationStatus": "PART",
    "fundsAvailability": true,
    "booking": false,
    "creditTransferTransaction": [
      {
        "paymentId": {
          "instructionId": "MyInstrId3",
          "endToEndId": "MyEndToEndId3"
        },
        "resourceId": "transaction_rsc2645",
        "requestedExecutionDate": "2021-11-16T14:30:01.149685Z",
        "appliedExecutionDate": "2021-11-16T14:30:01.317886Z",
        "instructedAmount": {
          "amount": 124.35,
          "currency": "EUR"
        },
        "beneficiary": {
          "creditor": {
            "name": "myMerchant",
            "postalAddress": {
              "country": "FR",
              "addressLine": [
                "18 rue de la DSP2",
                "75008 PARIS"
              ]
            },
            "organisationId": {
              "identification": "852126789",
              "schemeName": "SIREN",
              "issuer": "FR"
            }
          },
          "creditorAccount": {
            "iban": "YY64COJH41059545330222956960771321"
          }
        },
        "ultimateCreditor": {
          "name": "MyPreferredPisp",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "12FR5",
            "schemeName": "COID",
            "issuer": "ACPR"
          }
        },
        "purpose": "COMC",
        "remittanceInformation": {
          "unstructured": [
            "MyRemittanceInformation"
          ]
        },
        "transactionStatus": "ACSC"
      },
      {
        "paymentId": {
          "instructionId": "MyInstrId4",
          "endToEndId": "MyEndToEndId4"
        },
        "resourceId": "transaction_rsc2646",
        "requestedExecutionDate": "2021-12-16T14:30:01.15016Z",
        "instructedAmount": {
          "amount": 124.35,
          "currency": "EUR"
        },
        "beneficiary": {
          "creditor": {
            "name": "myMerchant",
            "postalAddress": {
              "country": "FR",
              "addressLine": [
                "18 rue de la DSP2",
                "75008 PARIS"
              ]
            },
            "organisationId": {
              "identification": "852126789",
              "schemeName": "SIREN",
              "issuer": "FR"
            }
          },
          "creditorAccount": {
            "iban": "YY64COJH41059545330222956960771321"
          }
        },
        "ultimateCreditor": {
          "name": "MyPreferredPisp",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "12FR5",
            "schemeName": "COID",
            "issuer": "ACPR"
          }
        },
        "purpose": "COMC",
        "remittanceInformation": {
          "unstructured": [
            "MyRemittanceInformation"
          ]
        },
        "transactionStatus": "PDNG"
      },
      {
        "paymentId": {
          "instructionId": "MyInstrId5",
          "endToEndId": "MyEndToEndId5"
        },
        "resourceId": "transaction_rsc2647",
        "requestedExecutionDate": "2022-01-17T14:30:01.15023Z",
        "instructedAmount": {
          "amount": 124.35,
          "currency": "EUR"
        },
        "beneficiary": {
          "creditor": {
            "name": "myMerchant",
            "postalAddress": {
              "country": "FR",
              "addressLine": [
                "18 rue de la DSP2",
                "75008 PARIS"
              ]
            },
            "organisationId": {
              "identification": "852126789",
              "schemeName": "SIREN",
              "issuer": "FR"
            }
          },
          "creditorAccount": {
            "iban": "YY64COJH41059545330222956960771321"
          }
        },
        "ultimateCreditor": {
          "name": "MyPreferredPisp",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "12FR5",
            "schemeName": "COID",
            "issuer": "ACPR"
          }
        },
        "purpose": "COMC",
        "remittanceInformation": {
          "unstructured": [
            "MyRemittanceInformation"
          ]
        },
        "transactionStatus": "PDNG"
      }
    ],
    "supplementaryData": {
      "acceptedAuthenticationApproach": [
        "REDIRECT",
        "DECOUPLED"
      ],
      "appliedAuthenticationApproach": "REDIRECT",
      "appliedAuthentication": "strongAuthentication",
      "scaHint": "scaExemption",
      "successfulReportUrl": "http://myPisp/PaymentSuccess",
      "unsuccessfulReportUrl": "http://myPisp/PaymentFailure",
      "nextStatusRequestHint": "2021-11-16T15:35:01.355861+01:00"
    }
  },
  "_links": {
    "request": {
      "href": "/v1/payment-requests/payment-request_rsc2644"
    },
    "confirmation": {
      "href": "/v1/payment-requests/payment-request_rsc2644/confirmation"
    }
  }
}

8.1.4. Payment Request Transactions Retrieval

8.1.4.1. Request
GET http://localhost:18080/v1/payment-requests/payment-request_rsc2644/transactions No specific headers 
 
No body data
8.1.4.2. Response
Status code: 200 Headers
X-Request-Id: b22af278-c279-4149-b3dc-5332fb980d44
Keep-Alive: timeout=60
Connection: keep-alive
8.1.4.3. Body
{
  "creditTransferTransaction": [
    {
      "paymentId": {
        "instructionId": "MyInstrId3",
        "endToEndId": "MyEndToEndId3"
      },
      "resourceId": "transaction_rsc2645",
      "requestedExecutionDate": "2021-11-16T14:30:01.149685Z",
      "appliedExecutionDate": "2021-11-16T14:30:01.317886Z",
      "instructedAmount": {
        "amount": 124.35,
        "currency": "EUR"
      },
      "beneficiary": {
        "creditor": {
          "name": "myMerchant",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "852126789",
            "schemeName": "SIREN",
            "issuer": "FR"
          }
        },
        "creditorAccount": {
          "iban": "YY64COJH41059545330222956960771321"
        }
      },
      "ultimateCreditor": {
        "name": "MyPreferredPisp",
        "postalAddress": {
          "country": "FR",
          "addressLine": [
            "18 rue de la DSP2",
            "75008 PARIS"
          ]
        },
        "organisationId": {
          "identification": "12FR5",
          "schemeName": "COID",
          "issuer": "ACPR"
        }
      },
      "purpose": "COMC",
      "remittanceInformation": {
        "unstructured": [
          "MyRemittanceInformation"
        ]
      },
      "transactionStatus": "ACSC"
    },
    {
      "paymentId": {
        "instructionId": "MyInstrId4",
        "endToEndId": "MyEndToEndId4"
      },
      "resourceId": "transaction_rsc2646",
      "requestedExecutionDate": "2021-12-16T14:30:01.15016Z",
      "instructedAmount": {
        "amount": 124.35,
        "currency": "EUR"
      },
      "beneficiary": {
        "creditor": {
          "name": "myMerchant",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "852126789",
            "schemeName": "SIREN",
            "issuer": "FR"
          }
        },
        "creditorAccount": {
          "iban": "YY64COJH41059545330222956960771321"
        }
      },
      "ultimateCreditor": {
        "name": "MyPreferredPisp",
        "postalAddress": {
          "country": "FR",
          "addressLine": [
            "18 rue de la DSP2",
            "75008 PARIS"
          ]
        },
        "organisationId": {
          "identification": "12FR5",
          "schemeName": "COID",
          "issuer": "ACPR"
        }
      },
      "purpose": "COMC",
      "remittanceInformation": {
        "unstructured": [
          "MyRemittanceInformation"
        ]
      },
      "transactionStatus": "PDNG"
    },
    {
      "paymentId": {
        "instructionId": "MyInstrId5",
        "endToEndId": "MyEndToEndId5"
      },
      "resourceId": "transaction_rsc2647",
      "requestedExecutionDate": "2022-01-17T14:30:01.15023Z",
      "instructedAmount": {
        "amount": 124.35,
        "currency": "EUR"
      },
      "beneficiary": {
        "creditor": {
          "name": "myMerchant",
          "postalAddress": {
            "country": "FR",
            "addressLine": [
              "18 rue de la DSP2",
              "75008 PARIS"
            ]
          },
          "organisationId": {
            "identification": "852126789",
            "schemeName": "SIREN",
            "issuer": "FR"
          }
        },
        "creditorAccount": {
          "iban": "YY64COJH41059545330222956960771321"
        }
      },
      "ultimateCreditor": {
        "name": "MyPreferredPisp",
        "postalAddress": {
          "country": "FR",
          "addressLine": [
            "18 rue de la DSP2",
            "75008 PARIS"
          ]
        },
        "organisationId": {
          "identification": "12FR5",
          "schemeName": "COID",
          "issuer": "ACPR"
        }
      },
      "purpose": "COMC",
      "remittanceInformation": {
        "unstructured": [
          "MyRemittanceInformation"
        ]
      },
      "transactionStatus": "PDNG"
    }
  ],
  "_links": {
    "self": {
      "href": "/v1/payment-requests/payment-request_rsc2644/creditTransfertTransactions"
    },
    "parent": {
      "href": "/v1/payment-requests/payment-request_rsc2644"
    }
  }
}

8.1.5. Payment Request Cancellation

8.1.5.1. Request
PUT http://localhost:18080/v1/payment-requests/payment-request_rsc2644 Headers 
 
content-length: 3729 Body 
 
{ "resourceId" : "payment-request_rsc2644", "paymentInformationId" : "MyPmtInfId", "creationDateTime" : "2021-11-16T14:30:01.147171Z", "numberOfTransactions" : 3, "initiatingParty" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "paymentTypeInformation" : { "serviceLevel" : "SEPA", "categoryPurpose" : "DVPM" }, "debtor" : { "name" : "MyCustomer", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "privateId" : { "identification" : "FD37G", "schemeName" : "BANK", "issuer" : "BICXYYTTZZZ" } }, "debtorAgent" : { "bicFi" : "BNKAFRPPXXX" }, "chargeBearer" : "SLEV", "paymentInformationStatus" : "PART", "fundsAvailability" : true, "booking" : false, 
 
"creditTransferTransaction" : [ { "paymentId" : { "instructionId" : "MyInstrId3", "endToEndId" : "MyEndToEndId3" }, "resourceId" : "transaction_rsc2645", "requestedExecutionDate" : "2021-11-16T14:30:01.149685Z", "appliedExecutionDate" : "2021-11-16T14:30:01.317886Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "myMerchant", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY64COJH41059545330222956960771321" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "COMC", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "ACSC" }, { "paymentId" : { "instructionId" : "MyInstrId4", "endToEndId" : "MyEndToEndId4" }, "resourceId" : "transaction_rsc2646", "requestedExecutionDate" : "2021-12-16T14:30:01.15016Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "myMerchant", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY64COJH41059545330222956960771321" } 
 
}, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "COMC", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "CANC", "statusReasonInformation" : "DS02" }, { "paymentId" : { "instructionId" : "MyInstrId5", "endToEndId" : "MyEndToEndId5" }, "resourceId" : "transaction_rsc2647", "requestedExecutionDate" : "2022-01-17T14:30:01.15023Z", "instructedAmount" : { "amount" : 124.35, "currency" : "EUR" }, "beneficiary" : { "creditor" : { "name" : "myMerchant", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "852126789", "schemeName" : "SIREN", "issuer" : "FR" } }, "creditorAccount" : { "iban" : "YY64COJH41059545330222956960771321" } }, "ultimateCreditor" : { "name" : "MyPreferredPisp", "postalAddress" : { "country" : "FR", "addressLine" : [ "18 rue de la DSP2", "75008 PARIS" ] }, "organisationId" : { "identification" : "12FR5", "schemeName" : "COID", "issuer" : "ACPR" } }, "purpose" : "COMC", "remittanceInformation" : { "unstructured" : [ "MyRemittanceInformation" ] }, "transactionStatus" : "CANC", "statusReasonInformation" : "DS02" } ], "supplementaryData" : { "acceptedAuthenticationApproach" : [ "REDIRECT", "DECOUPLED" ], "appliedAuthenticationApproach" : "REDIRECT", "appliedAuthentication" : "strongAuthentication", "scaHint" : "scaExemption", "successfulReportUrl" : "http://myPisp/PaymentSuccess", "unsuccessfulReportUrl" : "http://myPisp/PaymentFailure", 
 
"nextStatusRequestHint" : "2021-11-16T15:35:01.368431+01:00" 
 
}
8.1.5.2. Response
Status code: 200 Headers
X-Request-Id: 4aee4c88-5ce0-43d0-b13b-71779a40891a
Keep-Alive: timeout=60
Connection: keep-alive
8.1.5.3. Body
{
  "appliedAuthenticationApproach": "REDIRECT",
  "_links": {
    "consentApproval": {
      "href": "https://psd2.aspsp/consent-approval"
    }
  }
}
Anterior7.1. Account Amount Coverage CheckExemplosPróximo8.2. Payment Request with multiple instructions having different beneficiariesExemplos

Source

Official STET specification, mirrored under CC BY 3.0 FR.

§ 8.1 · PDF p. 15

Citar e compartilhar

§ 8.1 · PDF p. 15

Acompanha a seção que você está lendo.

Abrir PDF original
ofOpen Finance Guide
Da especificação à implementação.

Especificações, glossário e referências de open banking.

Navegação
  • Glossário
  • STET
  • Blog
  • Contato
Legal
  • Avisos legais
  • Política de privacidade
  • Política de cookies

© 2026 Open Finance Guide.

Mantido por Tancrède Simonin · Conteúdo sob licença CC BY-SA 4.0.