OB-AIS-001PSR 33(2)Account information

All payment accounts accessible online

What the text fixes

No payment service provider may prevent the user from using an AISP or a PISP, and the right covers all of the user's payment accounts accessible online.

Article: PSR 33(2) · See also PSR 33(1)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: Compliance, Product
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: PSD2, Art. 66(1), 67(1)

STET 1.6.3

Covered

AccountResource models current accounts (CACC) as well as card accounts (CARD).

Handbook pages

Sources

Council doc. 8221/26, page 236

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-AIS-001",
  "article": "PSR 33(2)",
  "alsoIn": [
    "PSR 33(1)"
  ],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "compliance",
    "product"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Tous les comptes de paiement accessibles en ligne",
    "en": "All payment accounts accessible online",
    "es": "Todas las cuentas de pago accesibles en línea",
    "pt-br": "Todas as contas de pagamento acessíveis online"
  },
  "level1": {
    "fr": "Aucun prestataire ne peut empêcher l'utilisateur de recourir à un AISP ou à un PISP, et ce droit vaut pour tous ses comptes de paiement accessibles en ligne.",
    "en": "No payment service provider may prevent the user from using an AISP or a PISP, and the right covers all of the user's payment accounts accessible online.",
    "es": "Ningún proveedor puede impedir que el usuario recurra a un AISP o a un PISP, y ese derecho cubre todas sus cuentas de pago accesibles en línea.",
    "pt-br": "Nenhum prestador pode impedir o usuário de recorrer a um AISP ou a um PISP, e esse direito vale para todas as suas contas de pagamento acessíveis online."
  },
  "level2": null,
  "origin": [
    {
      "act": "psd2",
      "articles": "66(1), 67(1)"
    }
  ],
  "stet": {
    "1.6.3": {
      "status": "present",
      "note": {
        "fr": "`AccountResource` modélise les comptes courants (`CACC`) comme les comptes carte (`CARD`).",
        "en": "`AccountResource` models current accounts (`CACC`) as well as card accounts (`CARD`).",
        "es": "`AccountResource` modela tanto las cuentas corrientes (`CACC`) como las cuentas de tarjeta (`CARD`).",
        "pt-br": "`AccountResource` modela tanto as contas correntes (`CACC`) quanto as contas de cartão (`CARD`)."
      },
      "pages": [
        "endpoints/aisp/accounts-get",
        "resources/account-resource"
      ]
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 236
    }
  ],
  "verifiedAt": "2026-10-04"
}

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