OB-AIS-002PSR 36(3)Account information

Minimum data for the AISP

What the text fixes

The AISP receives at least the account identifier, the account holder's name, the currencies, the balance, and payment-instrument transactions not yet charged to the account if the customer interface shows them.

Article: PSR 36(3)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: API, Product
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Covered

STET carries the IBAN and currency in accountId, the holders in GET /accounts/{id}/owners since 1.5.0, the balances, and pending transactions with status PDNG. The accountId field is still optional in the schema, while the text makes the identifier mandatory.

Handbook pages

Sources

Council doc. 8221/26, page 244

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-AIS-002",
  "article": "PSR 36(3)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "api",
    "product"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Données minimales pour l'AISP",
    "en": "Minimum data for the AISP",
    "es": "Datos mínimos para el AISP",
    "pt-br": "Dados mínimos para o AISP"
  },
  "level1": {
    "fr": "L'AISP reçoit au minimum l'identifiant du compte, le nom du titulaire, les devises, le solde et les opérations par instrument de paiement pas encore débitées si l'interface client les montre.",
    "en": "The AISP receives at least the account identifier, the account holder's name, the currencies, the balance, and payment-instrument transactions not yet charged to the account if the customer interface shows them.",
    "es": "El AISP recibe como mínimo el identificador de la cuenta, el nombre del titular, las divisas, el saldo y las operaciones con instrumento de pago aún no cargadas si la interfaz de cliente las muestra.",
    "pt-br": "O AISP recebe no mínimo o identificador da conta, o nome do titular, as moedas, o saldo e as transações com instrumento de pagamento ainda não debitadas, se a interface do cliente as mostrar."
  },
  "level2": null,
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "present",
      "note": {
        "fr": "STET porte l'IBAN et la devise dans `accountId`, les titulaires dans `GET /accounts/{id}/owners` depuis la 1.5.0, les soldes et les opérations en attente au statut `PDNG`. Le champ `accountId` reste optionnel dans le schéma, alors que le texte rend l'identifiant obligatoire.",
        "en": "STET carries the IBAN and currency in `accountId`, the holders in `GET /accounts/{id}/owners` since 1.5.0, the balances, and pending transactions with status `PDNG`. The `accountId` field is still optional in the schema, while the text makes the identifier mandatory.",
        "es": "STET lleva el IBAN y la divisa en `accountId`, los titulares en `GET /accounts/{id}/owners` desde la 1.5.0, los saldos y las operaciones pendientes con estado `PDNG`. El campo `accountId` sigue siendo opcional en el esquema, mientras que el texto hace obligatorio el identificador.",
        "pt-br": "O STET traz o IBAN e a moeda em `accountId`, os titulares em `GET /accounts/{id}/owners` desde a 1.5.0, os saldos e as transações pendentes com status `PDNG`. O campo `accountId` continua opcional no esquema, enquanto o texto torna o identificador obrigatório."
      },
      "pages": [
        "endpoints/aisp/accounts-get",
        "endpoints/aisp/accounts-owners-get",
        "endpoints/aisp/accounts-balances-get",
        "endpoints/aisp/accounts-transactions-get"
      ]
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 244
    }
  ],
  "verifiedAt": "2026-10-04"
}

All obligations Markdown version