OB-IF-018PSR 40(c)Dedicated interface

TPP requests treated like the customer's own

What the text fixes

The ASPSP treats a payment order sent through a PISP like one placed directly by the payer, in particular as to timing, priority and charges, and an AISP's data request like the user's own request in the customer interface.

Article: PSR 40(c) · See also PSR 41(1)(b)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: Operations, Compliance
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: PSD2, Art. 66(4)(c), 67(3)(b)

STET 1.6.3

Out of spec

This is about how the bank processes requests, which the specification does not settle.

Sources

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-IF-018",
  "article": "PSR 40(c)",
  "alsoIn": [
    "PSR 41(1)(b)"
  ],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "infra",
    "compliance"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Requêtes des TPP traitées comme celles du client",
    "en": "TPP requests treated like the customer's own",
    "es": "Solicitudes de los TPP tratadas como las del cliente",
    "pt-br": "Requisições dos TPPs tratadas como as do cliente"
  },
  "level1": {
    "fr": "L'ASPSP traite un ordre transmis par un PISP comme un ordre donné directement par le payeur, notamment pour le délai, la priorité et les frais, et une requête d'AISP comme une consultation faite par l'utilisateur dans son interface.",
    "en": "The ASPSP treats a payment order sent through a PISP like one placed directly by the payer, in particular as to timing, priority and charges, and an AISP's data request like the user's own request in the customer interface.",
    "es": "El ASPSP trata una orden transmitida por un PISP como una orden dada directamente por el ordenante, en particular en plazos, prioridad y gastos, y una solicitud de un AISP como una consulta hecha por el usuario en su interfaz.",
    "pt-br": "O ASPSP trata uma ordem transmitida por um PISP como uma ordem dada diretamente pelo pagador, em especial quanto a prazos, prioridade e tarifas, e uma requisição de AISP como uma consulta feita pelo usuário na sua interface."
  },
  "level2": null,
  "origin": [
    {
      "act": "psd2",
      "articles": "66(4)(c), 67(3)(b)"
    }
  ],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "C'est une question de traitement côté banque, que la spécification ne règle pas.",
        "en": "This is about how the bank processes requests, which the specification does not settle.",
        "es": "Es una cuestión de cómo el banco procesa las solicitudes, que la especificación no regula.",
        "pt-br": "É uma questão de como o banco processa as requisições, que a especificação não regula."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 254
    },
    {
      "document": "8221/26",
      "page": 255
    }
  ],
  "verifiedAt": "2026-10-04"
}

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