OB-OBS-005PSR 44(1)(e)Prohibited obstacles

Requiring contact details to be pre-registered

What the text fixes

The ASPSP may not require the TPP to pre-register its contact details, unless this is needed for their exchanges, in particular to keep the dashboard up to date.

Article
PSR 44(1)(e)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound
ASPSP
Who it is for
API, Compliance
Application
21 months after entry into force, the general application date (Article 112).
Level 2
No EBA mandate covers this obligation.
Origin
RTS 2018/389, Art. 32(3); EBA Opinion of 4 June 2020 on obstacles

STET 1.6.3

To review

STET's technical setup is also used to exchange logos, phone numbers and email addresses. The text allows this where it is needed for exchanges related to the dashboard.

Handbook pages

Sources

Checked on October 4, 2026

The entry as JSON
{
  "id": "OB-OBS-005",
  "article": "PSR 44(1)(e)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "api",
    "compliance"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Imposer l'enregistrement préalable des coordonnées",
    "en": "Requiring contact details to be pre-registered",
    "es": "Imponer el registro previo de los datos de contacto",
    "pt-br": "Impor o registro prévio dos dados de contato"
  },
  "level1": {
    "fr": "L'ASPSP ne peut pas imposer au TPP d'enregistrer d'avance ses coordonnées, sauf si c'est nécessaire aux échanges entre eux, en particulier pour tenir à jour le tableau de bord.",
    "en": "The ASPSP may not require the TPP to pre-register its contact details, unless this is needed for their exchanges, in particular to keep the dashboard up to date.",
    "es": "El ASPSP no puede imponer al TPP que registre de antemano sus datos de contacto, salvo que sea necesario para sus intercambios, en particular para mantener actualizado el panel.",
    "pt-br": "O ASPSP não pode impor ao TPP o registro prévio dos seus dados de contato, salvo se for necessário para as trocas entre eles, em especial para manter o painel atualizado."
  },
  "level2": null,
  "origin": [
    {
      "act": "rts-2018-389",
      "articles": "32(3)"
    },
    {
      "act": "eba-opinion-2020"
    }
  ],
  "stet": {
    "1.6.3": {
      "status": "review",
      "note": {
        "fr": "L'enregistrement technique de STET sert aussi à échanger logos, numéros de téléphone et adresses e-mail. Le texte l'admet quand c'est nécessaire aux échanges liés au tableau de bord.",
        "en": "STET's technical setup is also used to exchange logos, phone numbers and email addresses. The text allows this where it is needed for exchanges related to the dashboard.",
        "es": "El registro técnico de STET también sirve para intercambiar logotipos, teléfonos y direcciones de correo. El texto lo admite cuando es necesario para los intercambios relacionados con el panel.",
        "pt-br": "O registro técnico do STET também serve para trocar logotipos, telefones e endereços de e-mail. O texto o admite quando é necessário para as trocas ligadas ao painel."
      },
      "pages": [
        "framework/3-prerequisites-and-technical-details"
      ]
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 262
    }
  ],
  "verifiedAt": "2026-10-04"
}