OB-ENF-006PSR 98Authorities and sanctions

Daily penalty payments for up to six months

What the text fixes

The authority may impose daily penalty payments for an ongoing breach, for up to six months, with a maximum of at least 3% of average daily turnover for a legal person and at least EUR 30,000 for a natural person.

Article: PSR 98Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: National authority
Who it is for: Compliance
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Out of spec

Sanctions are a matter for national law and the authority.

Sources

Council doc. 8221/26, page 396

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-ENF-006",
  "article": "PSR 98",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "nca"
  ],
  "roles": [
    "compliance"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Astreintes journalières pendant six mois au plus",
    "en": "Daily penalty payments for up to six months",
    "es": "Multas coercitivas diarias durante seis meses como máximo",
    "pt-br": "Multas diárias por até seis meses"
  },
  "level1": {
    "fr": "L'autorité peut imposer des astreintes journalières pour un manquement qui dure, sur six mois au plus, avec un maximum d'au moins 3 % du chiffre d'affaires journalier moyen pour une personne morale et d'au moins 30 000 euros pour une personne physique.",
    "en": "The authority may impose daily penalty payments for an ongoing breach, for up to six months, with a maximum of at least 3% of average daily turnover for a legal person and at least EUR 30,000 for a natural person.",
    "es": "La autoridad puede imponer multas coercitivas diarias por un incumplimiento continuado, durante seis meses como máximo, con un tope de al menos el 3 % del volumen de negocios diario medio para una persona jurídica y de al menos 30 000 euros para una persona física.",
    "pt-br": "A autoridade pode impor multas diárias por uma infração continuada, por no máximo seis meses, com teto de pelo menos 3% do faturamento diário médio para uma pessoa jurídica e de pelo menos 30 mil euros para uma pessoa física."
  },
  "level2": null,
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "Les sanctions relèvent du droit national et de l'autorité.",
        "en": "Sanctions are a matter for national law and the authority.",
        "es": "Las sanciones corresponden al derecho nacional y a la autoridad.",
        "pt-br": "As sanções cabem ao direito nacional e à autoridade."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 396
    }
  ],
  "verifiedAt": "2026-10-04"
}

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