OB-IF-014PSR 39(1)Dedicated interface

Derogation from the dedicated interface

What the text fixes

At the ASPSP's request, the competent authority may exempt it from the dedicated interface and allow it either to open its customer interface, if that interface offers equivalent functions with widely accepted, interoperable standards, or to offer no interface at all where justified.

Article: PSR 39(1)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP, National authority
Who it is for: Compliance
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: RTS under Article PSR 39(2), draft due at T + 12 months.The mandate names this article.
Origin: RTS 2018/389, Art. 31, 33(6)

STET 1.6.3

Out of spec

The derogation is a decision of the competent authority, outside the specification's scope.

Sources

Council doc. 8221/26, page 251

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-IF-014",
  "article": "PSR 39(1)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp",
    "nca"
  ],
  "roles": [
    "compliance"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Dérogation à l'interface dédiée",
    "en": "Derogation from the dedicated interface",
    "es": "Excepción a la interfaz dedicada",
    "pt-br": "Derrogação da interface dedicada"
  },
  "level1": {
    "fr": "Sur demande de l'ASPSP, l'autorité compétente peut le dispenser d'interface dédiée et l'autoriser soit à ouvrir son interface client, si elle offre des fonctions équivalentes avec des standards largement acceptés et interopérables, soit à n'offrir aucune interface quand c'est justifié.",
    "en": "At the ASPSP's request, the competent authority may exempt it from the dedicated interface and allow it either to open its customer interface, if that interface offers equivalent functions with widely accepted, interoperable standards, or to offer no interface at all where justified.",
    "es": "A petición del ASPSP, la autoridad competente puede eximirlo de la interfaz dedicada y permitirle o bien abrir su interfaz de cliente, si ofrece funciones equivalentes con estándares ampliamente aceptados e interoperables, o bien no ofrecer ninguna interfaz cuando esté justificado.",
    "pt-br": "A pedido do ASPSP, a autoridade competente pode dispensá-lo da interface dedicada e autorizá-lo a abrir sua interface do cliente, se ela oferecer funções equivalentes com padrões amplamente aceitos e interoperáveis, ou a não oferecer nenhuma interface quando isso se justificar."
  },
  "level2": {
    "mandate": "PSR 39(2)",
    "instrument": "rts",
    "deadline": "T+12",
    "link": "named"
  },
  "origin": [
    {
      "act": "rts-2018-389",
      "articles": "31, 33(6)"
    }
  ],
  "stet": {
    "1.6.3": {
      "status": "out-of-scope",
      "note": {
        "fr": "La dérogation est une décision de l'autorité compétente, hors du champ de la spécification.",
        "en": "The derogation is a decision of the competent authority, outside the specification's scope.",
        "es": "La excepción es una decisión de la autoridad competente, fuera del alcance de la especificación.",
        "pt-br": "A derrogação é uma decisão da autoridade competente, fora do escopo da especificação."
      },
      "pages": []
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 251
    }
  ],
  "verifiedAt": "2026-10-04"
}

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