La banque expose-t-elle le découvert autorisé ?

{
  "id": "OPT-AIS-014",
  "edition": "1.6.3",
  "chooser": "aspsp",
  "title": {
    "fr": "Découvert autorisé",
    "en": "Authorised overdraft",
    "es": "Descubierto autorizado",
    "pt-br": "Limite de cheque especial autorizado"
  },
  "question": {
    "fr": "La banque expose-t-elle le découvert autorisé ?",
    "en": "Does the bank expose the authorised overdraft?",
    "es": "¿Expone el banco el descubierto autorizado?",
    "pt-br": "O banco expõe o limite de cheque especial autorizado?"
  },
  "options": [
    {
      "label": {
        "fr": "Non",
        "en": "No",
        "es": "No",
        "pt-br": "Não"
      },
      "text": {
        "fr": "Pas de lien `overdrafts`.",
        "en": "No `overdrafts` link.",
        "es": "Sin enlace `overdrafts`.",
        "pt-br": "Sem link `overdrafts`."
      }
    },
    {
      "label": {
        "fr": "Oui",
        "en": "Yes",
        "es": "Sí",
        "pt-br": "Sim"
      },
      "text": {
        "fr": "`GET /accounts/{id}/overdrafts`, qui ne renvoie que `allowedAmount`.",
        "en": "`GET /accounts/{id}/overdrafts`, which only returns `allowedAmount`.",
        "es": "`GET /accounts/{id}/overdrafts`, que solo devuelve `allowedAmount`.",
        "pt-br": "`GET /accounts/{id}/overdrafts`, que só retorna `allowedAmount`."
      }
    }
  ],
  "stet": {
    "sections": [
      {
        "part": "functional-model",
        "section": "4.7",
        "page": 46
      }
    ],
    "openapi": [
      "GET /accounts/{accountResourceId}/overdrafts"
    ],
    "flows": [
      "6-6-account-overdrafts-retrieval"
    ],
    "changes": [],
    "remark": null
  },
  "aspsp": {
    "fr": "Dans le consentement A2, `overdrafts` est le seul droit optionnel.",
    "en": "In A2 consent, `overdrafts` is the only optional right.",
    "es": "En el consentimiento A2, `overdrafts` es el único derecho opcional.",
    "pt-br": "No consentimento A2, `overdrafts` é a única permissão opcional."
  },
  "tpp": {
    "fr": "Regarder le lien `overdrafts` du compte.",
    "en": "Check the account's `overdrafts` link.",
    "es": "Comprobar el enlace `overdrafts` de la cuenta.",
    "pt-br": "Verificar o link `overdrafts` da conta."
  },
  "regulation": null,
  "note": {
    "fr": "Le §4.7.1 annonce des filtres qui n'existent pas, à part `workspace`.",
    "en": "§4.7.1 announces filters that do not exist, apart from `workspace`.",
    "es": "El §4.7.1 anuncia filtros que no existen, salvo `workspace`.",
    "pt-br": "O §4.7.1 anuncia filtros que não existem, com exceção de `workspace`."
  },
  "production": null,
  "verifiedAt": "2026-10-19"
}