OB-PIS-001PSR 36(4)(a)Payment initiation

Standing order, set-up and revocation

What the text fixes

The interface lets the PISP place and revoke a standing order.

Article: PSR 36(4)(a)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: API, Product
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: New, with no equivalent in PSD2 or in the 2018 RTS.

STET 1.6.3

Covered

standingOrderCharacteristics describes the schedule and PUT /payment-requests/{id} handles cancellation. The text makes it mandatory, while support varies from bank to bank today.

Handbook pages

Sources

Council doc. 8221/26, page 244

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-PIS-001",
  "article": "PSR 36(4)(a)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "api",
    "product"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Ordre permanent, mise en place et révocation",
    "en": "Standing order, set-up and revocation",
    "es": "Orden permanente, alta y revocación",
    "pt-br": "Ordem permanente, criação e revogação"
  },
  "level1": {
    "fr": "L'interface permet au PISP de mettre en place et de révoquer un ordre permanent.",
    "en": "The interface lets the PISP place and revoke a standing order.",
    "es": "La interfaz permite al PISP dar de alta y revocar una orden permanente.",
    "pt-br": "A interface permite ao PISP criar e revogar uma ordem permanente."
  },
  "level2": null,
  "origin": [],
  "stet": {
    "1.6.3": {
      "status": "present",
      "note": {
        "fr": "`standingOrderCharacteristics` décrit la périodicité et `PUT /payment-requests/{id}` sert à l'annulation. Le texte en fait une obligation, alors que le support varie aujourd'hui d'une banque à l'autre.",
        "en": "`standingOrderCharacteristics` describes the schedule and `PUT /payment-requests/{id}` handles cancellation. The text makes it mandatory, while support varies from bank to bank today.",
        "es": "`standingOrderCharacteristics` describe la periodicidad y `PUT /payment-requests/{id}` sirve para la anulación. El texto lo hace obligatorio, mientras que hoy el soporte varía de un banco a otro.",
        "pt-br": "`standingOrderCharacteristics` descreve a periodicidade e `PUT /payment-requests/{id}` serve para o cancelamento. O texto torna isso obrigatório, enquanto hoje o suporte varia de banco para banco."
      },
      "pages": [
        "flows/8-3-standing-orders-request",
        "endpoints/pisp/payment-request-put",
        "resources/standing-order-characteristics"
      ]
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 244
    }
  ],
  "verifiedAt": "2026-10-04"
}

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