OB-PIS-002PSR 36(4)(b)Payment initiation

Single payment

What the text fixes

The interface lets the PISP initiate a single payment.

Article: PSR 36(4)(b)Provisional numbering of the April 2026 compromise (Council doc. 8221/26). The final numbering will be added when the Official Journal publishes the text, without changing the id.
Who is bound: ASPSP
Who it is for: API
Application: 21 months after entry into force, the general application date (Article 112).
Level 2: No EBA mandate covers this obligation.
Origin: PSD2, Art. 66(1)

STET 1.6.3

Covered

The PISP sends POST /payment-requests with a single instruction, which the user confirms by authenticating at the bank.

Handbook pages

POST /payment-requests

Sources

Council doc. 8221/26, page 244

Checked on October 4, 2026

The entry as JSON

{
  "id": "OB-PIS-002",
  "article": "PSR 36(4)(b)",
  "alsoIn": [],
  "articleFinal": null,
  "actors": [
    "aspsp"
  ],
  "roles": [
    "api"
  ],
  "appliesAt": "T+21",
  "title": {
    "fr": "Paiement unique",
    "en": "Single payment",
    "es": "Pago único",
    "pt-br": "Pagamento único"
  },
  "level1": {
    "fr": "L'interface permet au PISP d'initier un paiement unique.",
    "en": "The interface lets the PISP initiate a single payment.",
    "es": "La interfaz permite al PISP iniciar un pago único.",
    "pt-br": "A interface permite ao PISP iniciar um pagamento único."
  },
  "level2": null,
  "origin": [
    {
      "act": "psd2",
      "articles": "66(1)"
    }
  ],
  "stet": {
    "1.6.3": {
      "status": "present",
      "note": {
        "fr": "Le PISP envoie `POST /payment-requests` avec une seule instruction, que l'utilisateur confirme en s'authentifiant à la banque.",
        "en": "The PISP sends `POST /payment-requests` with a single instruction, which the user confirms by authenticating at the bank.",
        "es": "El PISP envía `POST /payment-requests` con una sola instrucción, que el usuario confirma autenticándose en el banco.",
        "pt-br": "O PISP envia `POST /payment-requests` com uma única instrução, que o usuário confirma ao se autenticar no banco."
      },
      "pages": [
        "endpoints/pisp/payment-requests-post"
      ]
    }
  },
  "verification": null,
  "sources": [
    {
      "document": "8221/26",
      "page": 244
    }
  ],
  "verifiedAt": "2026-10-04"
}

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